 MIB's mission is to uncover errors, omissions, misrepresentations on insurance applications to reduce fraud and anti-selection or adverse selection so companies can offer and consumers can purchase affordable life insurance protection.MIB Group, Inc. is a member-owned corporation that has operated on a not-for-profit basis in the United States and Canada since 1902.MIB's Underwriting Services are used exclusively by MIB's member life and health insurance companies to assess an individual's risk and eligibility during the underwriting of life, health, disability income, critical illness, and long-term care insurance policies.