 An infamous example is "Re Diplock" [1951] Ch 253, which resulted in the suicide of one of the trustees who was personally liable to account for trust funds that had been disbursed for what he thought were perfectly valid charitable trusts.Due to the potential problems, lawyers often advise that a "revocable living trust" or "inter vivos trust" be created instead of a testamentary trust.However, a testamentary trust may be a better solution if the expected estate is small compared to potential life-insurance settlement amounts.