 FIC offered 5 health plan designs, including three copay-based designs and two high deductible plans.All plans were PPOs (including out of network coverage) using a nationwide network provided through BlueCross BlueShield.Freelancers could enroll in an FIC plan by first demonstrating to Freelancers Union that they met certain criteria – continuing the same process that had been in place for years under Freelancers Union's Portable Benefits Network.