 Building an alternate payments system requires a number of entities working together in order to deliver near field communication (NFC) or other technology based payment services to the end users.One of the issues is the interoperability between the players and to resolve this issue the role of trusted service manager (TSM) is proposed to establish a technical link between mobile network operators (MNO) and providers of services, so that these entities can work together.Tokenization can play a role in mediating such services.