sentences:  In terms of ancestry, 28.0% were German, 16.0% were Irish, 9.5% were Polish, 9.4% were Italian, 7.5% were English, and 3.2% were American.Of the 38,022 households, 47.9% had children under the age of 18 living with them, 65.8% were married couples living together, 9.2% had a female householder with no husband present, 20.9% were non-families, and 16.4% of all households were made up of individuals.The average household size was 3.01 and the average family size was 3.41.