sentences:  This, coupled with the large size and inherently risky nature of many business loans, tend to limit the scope and desirability of computerized credit scoring in assessment and monitoring.Scottish Government make available funding for small and medium sized enterprises in order to help them reduce resource usage (in particular energy) and lessen carbon impacts.The Scottish Government SME Loan Fund is unsecured and interest free (loans for renewable technologies are charged at 5% due to the Renewable Heat Incentive.