sentences:  In addition, the Government instituted a blanket guarantee program for all bank liabilities, to arrest further erosion of confidence towards the system.This process left the Indonesian banking system holding a large number of bad loans at the end of 1997.IBRA was established on 26 January 1998 (based on the Presidential Decree No 27 year 1998) and was planned to have lifespan of five years in order to undertake its tasks.