sentences:  According to a study by Intuition, commissioned by VISA Asia-Pacific, cash still accounts for 80% of all transactions in the region.This is in contrast to the situation in the United States where debit transactions outnumber cash purchases with the former accounting for 35% of total buy.BancNet signed a Memorandum of Agreement with both Banco de Oro (a member bank of both Expressnet and Megalink) and Bank of the Philippine Islands (operator of Expressnet) for terminal sharing in 2009.