sentences:  The agency noted that MoMA has "superior financial flexibility with over $332 million of unrestricted financial resources", and has had solid attendance and record sales at its retail outlets around the city and online.Some of the challenges that Moody's noted were the reliance that the museum has on the tourist industry in New York for its operating revenue, and a large amount of debt.The museum at the time had a 2.4 debt-to-operating revenues ratio, but it was also noted that MoMA intended to retire $370 million worth of debt in the next few years.