sentences:  CATO Institute currency expert James Dorn expressed doubt about the viability of the plan, suggesting that other economic approaches would be a better way to establish a network of collective farms.According to the issuer, the Raam is also a bearer bond that earns a total of 3% interest after five years (0.6% simple interest annually).The Raam was used, as of 2003, alongside Euros in accordance with Dutch law in more than 100 shops in the Netherlands.