sentences:  These encouraging results were achieved without making compromise on growth of the balance sheet size, management of cost of deposits, improvement in operational efficiency and without ignoring the asset quality.The Return on Assets (ROA) and Return on Equity (ROE) stood at 1.04% and 10% respectively.JCR-VIS Credit Rating Company Ltd. has maintained the medium to long term and short term entity ratings of the bank at "A" (Single A) and "A-1" (A One).