Alright, let's work through 3020 times 9940 step by step
3020 × 9940 = 9940 × (3020)
+ 9940 × 0 producing 0
+ 9940 × 20 producing 198800
+ 9940 × 000 what gives us 0
+ 9940 × 3000 what gives us 29820000

= 30018800
