205728 divided by 20 
We want to figure out the number of times 205728 can be divided by 20.

Going ahead to step 1:
20 can be fit into 2 0 times, resulting in a remainder of 2.
The next digit of our result is 0. 
Result so far: 0.0
Subtracting 0 from 2 leaves us with 2.
Take the next digit (0) from the dividend and append it to 2, then repeat: 20 / 20

On to step 2:
20 can be fit into 20 1 times, resulting in a remainder of 0.
Use 1 as the next digit of our solution. 
Result so far: 1.0
Subtracting 20 from 20 leaves us with 0.
Include the next digit (5) from the dividend after 0, then repeat: 5 / 20

Step 3:
20 can be fit into 5 0 times, resulting in a remainder of 5.
Record the quotient 0 as the next digit in the result. 
Result so far: 10.0
If we subtract 0 from 5, we get 5.
Take the next digit (7) from the dividend and append it to 5, then repeat: 57 / 20

Let's proceed to step 4:
When dividing 57 by 20, we get 2 with a remainder of 17.
Write down 2 as next digit of the result. 
Result so far: 102.0
If we subtract 40 from 57, we get 17.
Fetch the next digit (2) from the dividend, attach it to 17 and continue: 172 / 20

Let's proceed to step 5:
When dividing 172 by 20, we get 8 with a remainder of 12.
The next digit of our result is 8. 
Result so far: 1028.0
If we take 160 away from 172, we end up with 12.
Bring next digit (8) of the dividend behind the 12 and repeat the process: 128 / 20

Advancing to step 6:
When dividing 128 by 20, we get 6 with a remainder of 8.
Use 6 as the next digit of our solution. 
Result so far: 10286.0
If we take 120 away from 128, we end up with 8.
Since there are no more digits in the dividend, we add a zero to the remainder making it 80, and continue the process.

Let's proceed to step 7:
20 can be fit into 80 4 times, resulting in a remainder of 0.
Use 4 as the next digit of our solution. 
Result so far: 10286.4
If we subtract 80 from 80, we get 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

Going ahead to step 8:
When dividing 0 by 20, we get 0 with a remainder of 0.
Record the quotient 0 as the next digit in the result. 
Result so far: 10286.4
The remainder is 0 after subtracting 0 from 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

Advancing to step 9:
20 can be fit into 0 0 times, resulting in a remainder of 0.
Record the quotient 0 as the next digit in the result. 
Result so far: 10286.4
Subtracting 0 from 0 leaves us with 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

In conclusion, the division gives 10286.4 with a balance of 0.0.