We look at the division of 308727 by 98 
The aim is to understand the frequency of 98 in 308727.

On to step 1:
When dividing 3 by 98, we get 0 with a remainder of 3.
Use 0 as the next digit of our solution. 
Result so far: 0.0
The remainder is 3 after subtracting 0 from 3.
Append the next digit (0) from the dividend to 3 and continue with: 30 / 98

Let's proceed to step 2:
If we divide 30 by 98, we get 0 and a remainder of 30.
Write down 0 as next digit of the result. 
Result so far: 0.0
If we take 0 away from 30, we end up with 30.
Include the next digit (8) from the dividend after 30, then repeat: 308 / 98

Going ahead to step 3:
98 goes into 308 3 times with a remainder of 14.
The next digit of our result is 3. 
Result so far: 3.0
If we take 294 away from 308, we end up with 14.
Bring next digit (7) of the dividend behind the 14 and repeat the process: 147 / 98

Going ahead to step 4:
When dividing 147 by 98, we get 1 with a remainder of 49.
Record the quotient 1 as the next digit in the result. 
Result so far: 31.0
If we take 98 away from 147, we end up with 49.
Bring next digit (2) of the dividend behind the 49 and repeat the process: 492 / 98

On to step 5:
When dividing 492 by 98, we get 5 with a remainder of 2.
Put 5 as the next digit of the answer. 
Result so far: 315.0
Deduct 490 from 492 and we're left with 2.
Grab the next digit (7) from the dividend, add it to 2, then carry on: 27 / 98

On to step 6:
If we divide 27 by 98, we get 0 and a remainder of 27.
Record the quotient 0 as the next digit in the result. 
Result so far: 3150.0
Subtracting 0 from 27 leaves us with 27.
Since there are no more digits in the dividend, we add a zero to the remainder making it 270, and continue the process.

Going ahead to step 7:
When dividing 270 by 98, we get 2 with a remainder of 74.
Record the quotient 2 as the next digit in the result. 
Result so far: 3150.2
Deduct 196 from 270 and we're left with 74.
Since there are no more digits in the dividend, we add a zero to the remainder making it 740, and continue the process.

Advancing to step 8:
When dividing 740 by 98, we get 7 with a remainder of 54.
Record the quotient 7 as the next digit in the result. 
Result so far: 3150.27
If we subtract 686 from 740, we get 54.
Since there are no more digits in the dividend, we add a zero to the remainder making it 540, and continue the process.

Step 9:
If we divide 540 by 98, we get 5 and a remainder of 50.
Use 5 as the next digit of our solution. 
Result so far: 3150.275
Subtract 490 from 540 to get 50.
Since there are no more digits in the dividend, we add a zero to the remainder making it 500, and continue the process.

Let's proceed to step 10:
500 divided by 98 is 5 with a remainder of 10.
Put 5 as the next digit of the answer. 
Result so far: 3150.2755
Deduct 490 from 500 and we're left with 10.
Since there are no more digits in the dividend, we add a zero to the remainder making it 100, and continue the process.

In conclusion, the division gives 3150.2755 with a balance of 0.0001.