Alright, let's work through 3954 times 9913 step by step
3954 × 9913 = 9913 × (3954)
+ 9913 × 4 that is equal 39652
+ 9913 × 50 producing 495650
+ 9913 × 900 resulting in 8921700
+ 9913 × 3000 that equals 29739000

= 39196002
