OK, let's crack this. We're given 196 and our task is to multiply it by 144. Essentially, we'll be adding 196 to itself 144 times.
Step 1: 0 + 196 = 196
Step 2: 196 + 196 = 392
Step 3: 392 + 196 = 588
Step 4: 588 + 196 = 784
Step 5: 784 + 196 = 980
Step 6: 980 + 196 = 1176
Step 7: 1176 + 196 = 1372
Step 8: 1372 + 196 = 1568
Step 9: 1568 + 196 = 1764
Step 10: 1764 + 196 = 1960
Step 11: 1960 + 196 = 2156
Step 12: 2156 + 196 = 2352
Step 13: 2352 + 196 = 2548
Step 14: 2548 + 196 = 2744
Step 15: 2744 + 196 = 2940
Step 16: 2940 + 196 = 3136
Step 17: 3136 + 196 = 3332
Step 18: 3332 + 196 = 3528
Step 19: 3528 + 196 = 3724
Step 20: 3724 + 196 = 3920
Step 21: 3920 + 196 = 4116
Step 22: 4116 + 196 = 4312
Step 23: 4312 + 196 = 4508
Step 24: 4508 + 196 = 4704
Step 25: 4704 + 196 = 4900
Step 26: 4900 + 196 = 5096
Step 27: 5096 + 196 = 5292
Step 28: 5292 + 196 = 5488
Step 29: 5488 + 196 = 5684
Step 30: 5684 + 196 = 5880
Step 31: 5880 + 196 = 6076
Step 32: 6076 + 196 = 6272
Step 33: 6272 + 196 = 6468
Step 34: 6468 + 196 = 6664
Step 35: 6664 + 196 = 6860
Step 36: 6860 + 196 = 7056
Step 37: 7056 + 196 = 7252
Step 38: 7252 + 196 = 7448
Step 39: 7448 + 196 = 7644
Step 40: 7644 + 196 = 7840
Step 41: 7840 + 196 = 8036
Step 42: 8036 + 196 = 8232
Step 43: 8232 + 196 = 8428
Step 44: 8428 + 196 = 8624
Step 45: 8624 + 196 = 8820
Step 46: 8820 + 196 = 9016
Step 47: 9016 + 196 = 9212
Step 48: 9212 + 196 = 9408
Step 49: 9408 + 196 = 9604
Step 50: 9604 + 196 = 9800
Step 51: 9800 + 196 = 9996
Step 52: 9996 + 196 = 10192
Step 53: 10192 + 196 = 10388
Step 54: 10388 + 196 = 10584
Step 55: 10584 + 196 = 10780
Step 56: 10780 + 196 = 10976
Step 57: 10976 + 196 = 11172
Step 58: 11172 + 196 = 11368
Step 59: 11368 + 196 = 11564
Step 60: 11564 + 196 = 11760
Step 61: 11760 + 196 = 11956
Step 62: 11956 + 196 = 12152
Step 63: 12152 + 196 = 12348
Step 64: 12348 + 196 = 12544
Step 65: 12544 + 196 = 12740
Step 66: 12740 + 196 = 12936
Step 67: 12936 + 196 = 13132
Step 68: 13132 + 196 = 13328
Step 69: 13328 + 196 = 13524
Step 70: 13524 + 196 = 13720
Step 71: 13720 + 196 = 13916
Step 72: 13916 + 196 = 14112
Step 73: 14112 + 196 = 14308
Step 74: 14308 + 196 = 14504
Step 75: 14504 + 196 = 14700
Step 76: 14700 + 196 = 14896
Step 77: 14896 + 196 = 15092
Step 78: 15092 + 196 = 15288
Step 79: 15288 + 196 = 15484
Step 80: 15484 + 196 = 15680
Step 81: 15680 + 196 = 15876
Step 82: 15876 + 196 = 16072
Step 83: 16072 + 196 = 16268
Step 84: 16268 + 196 = 16464
Step 85: 16464 + 196 = 16660
Step 86: 16660 + 196 = 16856
Step 87: 16856 + 196 = 17052
Step 88: 17052 + 196 = 17248
Step 89: 17248 + 196 = 17444
Step 90: 17444 + 196 = 17640
Step 91: 17640 + 196 = 17836
Step 92: 17836 + 196 = 18032
Step 93: 18032 + 196 = 18228
Step 94: 18228 + 196 = 18424
Step 95: 18424 + 196 = 18620
Step 96: 18620 + 196 = 18816
Step 97: 18816 + 196 = 19012
Step 98: 19012 + 196 = 19208
Step 99: 19208 + 196 = 19404
Step 100: 19404 + 196 = 19600
Step 101: 19600 + 196 = 19796
Step 102: 19796 + 196 = 19992
Step 103: 19992 + 196 = 20188
Step 104: 20188 + 196 = 20384
Step 105: 20384 + 196 = 20580
Step 106: 20580 + 196 = 20776
Step 107: 20776 + 196 = 20972
Step 108: 20972 + 196 = 21168
Step 109: 21168 + 196 = 21364
Step 110: 21364 + 196 = 21560
Step 111: 21560 + 196 = 21756
Step 112: 21756 + 196 = 21952
Step 113: 21952 + 196 = 22148
Step 114: 22148 + 196 = 22344
Step 115: 22344 + 196 = 22540
Step 116: 22540 + 196 = 22736
Step 117: 22736 + 196 = 22932
Step 118: 22932 + 196 = 23128
Step 119: 23128 + 196 = 23324
Step 120: 23324 + 196 = 23520
Step 121: 23520 + 196 = 23716
Step 122: 23716 + 196 = 23912
Step 123: 23912 + 196 = 24108
Step 124: 24108 + 196 = 24304
Step 125: 24304 + 196 = 24500
Step 126: 24500 + 196 = 24696
Step 127: 24696 + 196 = 24892
Step 128: 24892 + 196 = 25088
Step 129: 25088 + 196 = 25284
Step 130: 25284 + 196 = 25480
Step 131: 25480 + 196 = 25676
Step 132: 25676 + 196 = 25872
Step 133: 25872 + 196 = 26068
Step 134: 26068 + 196 = 26264
Step 135: 26264 + 196 = 26460
Step 136: 26460 + 196 = 26656
Step 137: 26656 + 196 = 26852
Step 138: 26852 + 196 = 27048
Step 139: 27048 + 196 = 27244
Step 140: 27244 + 196 = 27440
Step 141: 27440 + 196 = 27636
Step 142: 27636 + 196 = 27832
Step 143: 27832 + 196 = 28028
Step 144: 28028 + 196 = 28224

So, 196*144 = 28224