We're dividing 195724 by 45 
We want to figure out the number of times 195724 can be divided by 45.

Let's proceed to step 1:
If we divide 1 by 45, we get 0 and a remainder of 1.
Use 0 as the next digit of our solution. 
Result so far: 0.0
Deduct 0 from 1 and we're left with 1.
Append the next digit (9) from the dividend to 1 and continue with: 19 / 45

Step 2:
45 can be fit into 19 0 times, resulting in a remainder of 19.
Put 0 as the next digit of the answer. 
Result so far: 0.0
If we subtract 0 from 19, we get 19.
Append the next digit (5) from the dividend to 19 and continue with: 195 / 45

Going ahead to step 3:
45 goes into 195 4 times with a remainder of 15.
The next digit of our result is 4. 
Result so far: 4.0
Subtracting 180 from 195 leaves us with 15.
Include the next digit (7) from the dividend after 15, then repeat: 157 / 45

Moving on to step 4:
If we divide 157 by 45, we get 3 and a remainder of 22.
Record the quotient 3 as the next digit in the result. 
Result so far: 43.0
If we subtract 135 from 157, we get 22.
Fetch the next digit (2) from the dividend, attach it to 22 and continue: 222 / 45

Step 5:
45 can be fit into 222 4 times, resulting in a remainder of 42.
Record the quotient 4 as the next digit in the result. 
Result so far: 434.0
Subtracting 180 from 222 leaves us with 42.
Fetch the next digit (4) from the dividend, attach it to 42 and continue: 424 / 45

Going ahead to step 6:
45 goes into 424 9 times with a remainder of 19.
Use 9 as the next digit of our solution. 
Result so far: 4349.0
If we take 405 away from 424, we end up with 19.
Since there are no more digits in the dividend, we add a zero to the remainder making it 190, and continue the process.

Let's proceed to step 7:
When dividing 190 by 45, we get 4 with a remainder of 10.
Record the quotient 4 as the next digit in the result. 
Result so far: 4349.4
Subtracting 180 from 190 leaves us with 10.
Since there are no more digits in the dividend, we add a zero to the remainder making it 100, and continue the process.

Going ahead to step 8:
If we divide 100 by 45, we get 2 and a remainder of 10.
Put 2 as the next digit of the answer. 
Result so far: 4349.42
If we subtract 90 from 100, we get 10.
Since there are no more digits in the dividend, we add a zero to the remainder making it 100, and continue the process.

Moving on to step 9:
The number 45 fits into 100 2 times, leaving a remainder of 10.
Put 2 as the next digit of the answer. 
Result so far: 4349.422
Deduct 90 from 100 and we're left with 10.
Since there are no more digits in the dividend, we add a zero to the remainder making it 100, and continue the process.

In conclusion, the division gives 4349.422 with a balance of 0.001.