OK, let's work through this together. We're starting with 496 and we're going to multiply it by 98, which means we add 496 to itself 98 times.
Step 1: 0 + 496 = 496
Step 2: 496 + 496 = 992
Step 3: 992 + 496 = 1488
Step 4: 1488 + 496 = 1984
Step 5: 1984 + 496 = 2480
Step 6: 2480 + 496 = 2976
Step 7: 2976 + 496 = 3472
Step 8: 3472 + 496 = 3968
Step 9: 3968 + 496 = 4464
Step 10: 4464 + 496 = 4960
Step 11: 4960 + 496 = 5456
Step 12: 5456 + 496 = 5952
Step 13: 5952 + 496 = 6448
Step 14: 6448 + 496 = 6944
Step 15: 6944 + 496 = 7440
Step 16: 7440 + 496 = 7936
Step 17: 7936 + 496 = 8432
Step 18: 8432 + 496 = 8928
Step 19: 8928 + 496 = 9424
Step 20: 9424 + 496 = 9920
Step 21: 9920 + 496 = 10416
Step 22: 10416 + 496 = 10912
Step 23: 10912 + 496 = 11408
Step 24: 11408 + 496 = 11904
Step 25: 11904 + 496 = 12400
Step 26: 12400 + 496 = 12896
Step 27: 12896 + 496 = 13392
Step 28: 13392 + 496 = 13888
Step 29: 13888 + 496 = 14384
Step 30: 14384 + 496 = 14880
Step 31: 14880 + 496 = 15376
Step 32: 15376 + 496 = 15872
Step 33: 15872 + 496 = 16368
Step 34: 16368 + 496 = 16864
Step 35: 16864 + 496 = 17360
Step 36: 17360 + 496 = 17856
Step 37: 17856 + 496 = 18352
Step 38: 18352 + 496 = 18848
Step 39: 18848 + 496 = 19344
Step 40: 19344 + 496 = 19840
Step 41: 19840 + 496 = 20336
Step 42: 20336 + 496 = 20832
Step 43: 20832 + 496 = 21328
Step 44: 21328 + 496 = 21824
Step 45: 21824 + 496 = 22320
Step 46: 22320 + 496 = 22816
Step 47: 22816 + 496 = 23312
Step 48: 23312 + 496 = 23808
Step 49: 23808 + 496 = 24304
Step 50: 24304 + 496 = 24800
Step 51: 24800 + 496 = 25296
Step 52: 25296 + 496 = 25792
Step 53: 25792 + 496 = 26288
Step 54: 26288 + 496 = 26784
Step 55: 26784 + 496 = 27280
Step 56: 27280 + 496 = 27776
Step 57: 27776 + 496 = 28272
Step 58: 28272 + 496 = 28768
Step 59: 28768 + 496 = 29264
Step 60: 29264 + 496 = 29760
Step 61: 29760 + 496 = 30256
Step 62: 30256 + 496 = 30752
Step 63: 30752 + 496 = 31248
Step 64: 31248 + 496 = 31744
Step 65: 31744 + 496 = 32240
Step 66: 32240 + 496 = 32736
Step 67: 32736 + 496 = 33232
Step 68: 33232 + 496 = 33728
Step 69: 33728 + 496 = 34224
Step 70: 34224 + 496 = 34720
Step 71: 34720 + 496 = 35216
Step 72: 35216 + 496 = 35712
Step 73: 35712 + 496 = 36208
Step 74: 36208 + 496 = 36704
Step 75: 36704 + 496 = 37200
Step 76: 37200 + 496 = 37696
Step 77: 37696 + 496 = 38192
Step 78: 38192 + 496 = 38688
Step 79: 38688 + 496 = 39184
Step 80: 39184 + 496 = 39680
Step 81: 39680 + 496 = 40176
Step 82: 40176 + 496 = 40672
Step 83: 40672 + 496 = 41168
Step 84: 41168 + 496 = 41664
Step 85: 41664 + 496 = 42160
Step 86: 42160 + 496 = 42656
Step 87: 42656 + 496 = 43152
Step 88: 43152 + 496 = 43648
Step 89: 43648 + 496 = 44144
Step 90: 44144 + 496 = 44640
Step 91: 44640 + 496 = 45136
Step 92: 45136 + 496 = 45632
Step 93: 45632 + 496 = 46128
Step 94: 46128 + 496 = 46624
Step 95: 46624 + 496 = 47120
Step 96: 47120 + 496 = 47616
Step 97: 47616 + 496 = 48112
Step 98: 48112 + 496 = 48608

So, 496*98 = 48608