Alright, let's work through 9959 times 9540 step by step
9959 × 9540 = 9540 × (9959)
+ 9540 × 9 producing 85860
+ 9540 × 50 producing 477000
+ 9540 × 900 that results in 8586000
+ 9540 × 9000 which equals 85860000

= 95008860
