Let's divide 197409 by 20
Our goal is to divide 197409 by 20.

Step 1:
The number 20 fits into 1 0 times, leaving a remainder of 1.
The next digit of our result is 0. 
Result so far: 0.0
Deduct 0 from 1 and we're left with 1.
Grab the next digit (9) from the dividend, add it to 1, then carry on: 19 / 20

Let's proceed to step 2:
20 can be fit into 19 0 times, resulting in a remainder of 19.
Write down 0 as next digit of the result. 
Result so far: 0.0
Subtract 0 from 19 to get 19.
Include the next digit (7) from the dividend after 19, then repeat: 197 / 20

Advancing to step 3:
The number 20 fits into 197 9 times, leaving a remainder of 17.
The next digit of our result is 9. 
Result so far: 9.0
Subtract 180 from 197 to get 17.
Include the next digit (4) from the dividend after 17, then repeat: 174 / 20

Let's proceed to step 4:
The number 20 fits into 174 8 times, leaving a remainder of 14.
Record the quotient 8 as the next digit in the result. 
Result so far: 98.0
If we take 160 away from 174, we end up with 14.
Append the next digit (0) from the dividend to 14 and continue with: 140 / 20

Going ahead to step 5:
140 divided by 20 is 7 with a remainder of 0.
Put 7 as the next digit of the answer. 
Result so far: 987.0
Subtracting 140 from 140 leaves us with 0.
Bring next digit (9) of the dividend behind the 0 and repeat the process: 9 / 20

Step 6:
When dividing 9 by 20, we get 0 with a remainder of 9.
The number 0 becomes the next digit in our result. 
Result so far: 9870.0
Deduct 0 from 9 and we're left with 9.
Since there are no more digits in the dividend, we add a zero to the remainder making it 90, and continue the process.

Step 7:
90 divided by 20 is 4 with a remainder of 10.
Put 4 as the next digit of the answer. 
Result so far: 9870.4
Subtracting 80 from 90 leaves us with 10.
Since there are no more digits in the dividend, we add a zero to the remainder making it 100, and continue the process.

Going ahead to step 8:
The number 20 fits into 100 5 times, leaving a remainder of 0.
Use 5 as the next digit of our solution. 
Result so far: 9870.45
If we take 100 away from 100, we end up with 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

Going ahead to step 9:
If we divide 0 by 20, we get 0 and a remainder of 0.
The number 0 becomes the next digit in our result. 
Result so far: 9870.45
If we take 0 away from 0, we end up with 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

Let's proceed to step 10:
20 goes into 0 0 times with a remainder of 0.
The number 0 becomes the next digit in our result. 
Result so far: 9870.45
Subtracting 0 from 0 leaves us with 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

In conclusion, the division gives 9870.45 with a balance of 0.0.