We look at the division of 972861 by 25 
We're looking to find how many times 25 goes into 972861.

Let's proceed to step 1:
If we divide 9 by 25, we get 0 and a remainder of 9.
Record the quotient 0 as the next digit in the result. 
Result so far: 0.0
Subtract 0 from 9 to get 9.
Fetch the next digit (7) from the dividend, attach it to 9 and continue: 97 / 25

On to step 2:
When dividing 97 by 25, we get 3 with a remainder of 22.
Write down 3 as next digit of the result. 
Result so far: 3.0
If we subtract 75 from 97, we get 22.
Append the next digit (2) from the dividend to 22 and continue with: 222 / 25

Step 3:
25 can be fit into 222 8 times, resulting in a remainder of 22.
Record the quotient 8 as the next digit in the result. 
Result so far: 38.0
If we subtract 200 from 222, we get 22.
Include the next digit (8) from the dividend after 22, then repeat: 228 / 25

Let's proceed to step 4:
When dividing 228 by 25, we get 9 with a remainder of 3.
Write down 9 as next digit of the result. 
Result so far: 389.0
The remainder is 3 after subtracting 225 from 228.
Include the next digit (6) from the dividend after 3, then repeat: 36 / 25

Moving on to step 5:
25 can be fit into 36 1 times, resulting in a remainder of 11.
The next digit of our result is 1. 
Result so far: 3891.0
If we subtract 25 from 36, we get 11.
Take the next digit (1) from the dividend and append it to 11, then repeat: 111 / 25

Advancing to step 6:
If we divide 111 by 25, we get 4 and a remainder of 11.
The number 4 becomes the next digit in our result. 
Result so far: 38914.0
Subtracting 100 from 111 leaves us with 11.
Since there are no more digits in the dividend, we add a zero to the remainder making it 110, and continue the process.

Advancing to step 7:
The number 25 fits into 110 4 times, leaving a remainder of 10.
Write down 4 as next digit of the result. 
Result so far: 38914.4
If we take 100 away from 110, we end up with 10.
Since there are no more digits in the dividend, we add a zero to the remainder making it 100, and continue the process.

Let's proceed to step 8:
25 can be fit into 100 4 times, resulting in a remainder of 0.
Put 4 as the next digit of the answer. 
Result so far: 38914.44
Deduct 100 from 100 and we're left with 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

The final outcome is 38914.44, with a leftover of 0.0.