OK, let's crack this. We're given 107 and our task is to multiply it by 95. Essentially, we'll be adding 107 to itself 95 times.
Step 1: 0 + 107 = 107
Step 2: 107 + 107 = 214
Step 3: 214 + 107 = 321
Step 4: 321 + 107 = 428
Step 5: 428 + 107 = 535
Step 6: 535 + 107 = 642
Step 7: 642 + 107 = 749
Step 8: 749 + 107 = 856
Step 9: 856 + 107 = 963
Step 10: 963 + 107 = 1070
Step 11: 1070 + 107 = 1177
Step 12: 1177 + 107 = 1284
Step 13: 1284 + 107 = 1391
Step 14: 1391 + 107 = 1498
Step 15: 1498 + 107 = 1605
Step 16: 1605 + 107 = 1712
Step 17: 1712 + 107 = 1819
Step 18: 1819 + 107 = 1926
Step 19: 1926 + 107 = 2033
Step 20: 2033 + 107 = 2140
Step 21: 2140 + 107 = 2247
Step 22: 2247 + 107 = 2354
Step 23: 2354 + 107 = 2461
Step 24: 2461 + 107 = 2568
Step 25: 2568 + 107 = 2675
Step 26: 2675 + 107 = 2782
Step 27: 2782 + 107 = 2889
Step 28: 2889 + 107 = 2996
Step 29: 2996 + 107 = 3103
Step 30: 3103 + 107 = 3210
Step 31: 3210 + 107 = 3317
Step 32: 3317 + 107 = 3424
Step 33: 3424 + 107 = 3531
Step 34: 3531 + 107 = 3638
Step 35: 3638 + 107 = 3745
Step 36: 3745 + 107 = 3852
Step 37: 3852 + 107 = 3959
Step 38: 3959 + 107 = 4066
Step 39: 4066 + 107 = 4173
Step 40: 4173 + 107 = 4280
Step 41: 4280 + 107 = 4387
Step 42: 4387 + 107 = 4494
Step 43: 4494 + 107 = 4601
Step 44: 4601 + 107 = 4708
Step 45: 4708 + 107 = 4815
Step 46: 4815 + 107 = 4922
Step 47: 4922 + 107 = 5029
Step 48: 5029 + 107 = 5136
Step 49: 5136 + 107 = 5243
Step 50: 5243 + 107 = 5350
Step 51: 5350 + 107 = 5457
Step 52: 5457 + 107 = 5564
Step 53: 5564 + 107 = 5671
Step 54: 5671 + 107 = 5778
Step 55: 5778 + 107 = 5885
Step 56: 5885 + 107 = 5992
Step 57: 5992 + 107 = 6099
Step 58: 6099 + 107 = 6206
Step 59: 6206 + 107 = 6313
Step 60: 6313 + 107 = 6420
Step 61: 6420 + 107 = 6527
Step 62: 6527 + 107 = 6634
Step 63: 6634 + 107 = 6741
Step 64: 6741 + 107 = 6848
Step 65: 6848 + 107 = 6955
Step 66: 6955 + 107 = 7062
Step 67: 7062 + 107 = 7169
Step 68: 7169 + 107 = 7276
Step 69: 7276 + 107 = 7383
Step 70: 7383 + 107 = 7490
Step 71: 7490 + 107 = 7597
Step 72: 7597 + 107 = 7704
Step 73: 7704 + 107 = 7811
Step 74: 7811 + 107 = 7918
Step 75: 7918 + 107 = 8025
Step 76: 8025 + 107 = 8132
Step 77: 8132 + 107 = 8239
Step 78: 8239 + 107 = 8346
Step 79: 8346 + 107 = 8453
Step 80: 8453 + 107 = 8560
Step 81: 8560 + 107 = 8667
Step 82: 8667 + 107 = 8774
Step 83: 8774 + 107 = 8881
Step 84: 8881 + 107 = 8988
Step 85: 8988 + 107 = 9095
Step 86: 9095 + 107 = 9202
Step 87: 9202 + 107 = 9309
Step 88: 9309 + 107 = 9416
Step 89: 9416 + 107 = 9523
Step 90: 9523 + 107 = 9630
Step 91: 9630 + 107 = 9737
Step 92: 9737 + 107 = 9844
Step 93: 9844 + 107 = 9951
Step 94: 9951 + 107 = 10058
Step 95: 10058 + 107 = 10165

So, 107*95 = 10165