We look at the division of 196164 by 20 
Our goal is to divide 196164 by 20.

Going ahead to step 1:
20 goes into 1 0 times with a remainder of 1.
Write down 0 as next digit of the result. 
Result so far: 0.0
Deduct 0 from 1 and we're left with 1.
Take the next digit (9) from the dividend and append it to 1, then repeat: 19 / 20

Advancing to step 2:
20 can be fit into 19 0 times, resulting in a remainder of 19.
Record the quotient 0 as the next digit in the result. 
Result so far: 0.0
If we take 0 away from 19, we end up with 19.
Grab the next digit (6) from the dividend, add it to 19, then carry on: 196 / 20

Step 3:
196 divided by 20 is 9 with a remainder of 16.
Put 9 as the next digit of the answer. 
Result so far: 9.0
Subtract 180 from 196 to get 16.
Fetch the next digit (1) from the dividend, attach it to 16 and continue: 161 / 20

Step 4:
When dividing 161 by 20, we get 8 with a remainder of 1.
The next digit of our result is 8. 
Result so far: 98.0
If we subtract 160 from 161, we get 1.
Append the next digit (6) from the dividend to 1 and continue with: 16 / 20

Let's proceed to step 5:
16 divided by 20 is 0 with a remainder of 16.
Put 0 as the next digit of the answer. 
Result so far: 980.0
The remainder is 16 after subtracting 0 from 16.
Include the next digit (4) from the dividend after 16, then repeat: 164 / 20

On to step 6:
20 goes into 164 8 times with a remainder of 4.
Write down 8 as next digit of the result. 
Result so far: 9808.0
Subtract 160 from 164 to get 4.
Since there are no more digits in the dividend, we add a zero to the remainder making it 40, and continue the process.

Advancing to step 7:
When dividing 40 by 20, we get 2 with a remainder of 0.
The next digit of our result is 2. 
Result so far: 9808.2
Subtracting 40 from 40 leaves us with 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

Going ahead to step 8:
20 can be fit into 0 0 times, resulting in a remainder of 0.
The next digit of our result is 0. 
Result so far: 9808.2
The remainder is 0 after subtracting 0 from 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

On to step 9:
When dividing 0 by 20, we get 0 with a remainder of 0.
Use 0 as the next digit of our solution. 
Result so far: 9808.2
If we subtract 0 from 0, we get 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

Our division results in 9808.2 with a remaining 0.0.