Alright, let's work through 3206 times 1035 step by step
3206 × 1035 = 1035 × (3206)
+ 1035 × 6 which equals 6210
+ 1035 × 00 that results in 0
+ 1035 × 200 what gives us 207000
+ 1035 × 3000 that results in 3105000

= 3318210
