Let's divide 969982 by 20
We want to divide 969982 by 20.

Advancing to step 1:
When dividing 9 by 20, we get 0 with a remainder of 9.
Write down 0 as next digit of the result. 
Result so far: 0.0
Subtracting 0 from 9 leaves us with 9.
Bring next digit (6) of the dividend behind the 9 and repeat the process: 96 / 20

Moving on to step 2:
96 divided by 20 is 4 with a remainder of 16.
Record the quotient 4 as the next digit in the result. 
Result so far: 4.0
Deduct 80 from 96 and we're left with 16.
Include the next digit (9) from the dividend after 16, then repeat: 169 / 20

Moving on to step 3:
20 goes into 169 8 times with a remainder of 9.
Put 8 as the next digit of the answer. 
Result so far: 48.0
If we take 160 away from 169, we end up with 9.
Append the next digit (9) from the dividend to 9 and continue with: 99 / 20

Going ahead to step 4:
99 divided by 20 is 4 with a remainder of 19.
Write down 4 as next digit of the result. 
Result so far: 484.0
The remainder is 19 after subtracting 80 from 99.
Grab the next digit (8) from the dividend, add it to 19, then carry on: 198 / 20

Step 5:
The number 20 fits into 198 9 times, leaving a remainder of 18.
The number 9 becomes the next digit in our result. 
Result so far: 4849.0
Deduct 180 from 198 and we're left with 18.
Grab the next digit (2) from the dividend, add it to 18, then carry on: 182 / 20

Step 6:
20 goes into 182 9 times with a remainder of 2.
The number 9 becomes the next digit in our result. 
Result so far: 48499.0
If we take 180 away from 182, we end up with 2.
Since there are no more digits in the dividend, we add a zero to the remainder making it 20, and continue the process.

Step 7:
The number 20 fits into 20 1 times, leaving a remainder of 0.
Write down 1 as next digit of the result. 
Result so far: 48499.1
The remainder is 0 after subtracting 20 from 20.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

Step 8:
0 divided by 20 is 0 with a remainder of 0.
The next digit of our result is 0. 
Result so far: 48499.1
If we subtract 0 from 0, we get 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

Let's proceed to step 9:
0 divided by 20 is 0 with a remainder of 0.
Record the quotient 0 as the next digit in the result. 
Result so far: 48499.1
Subtract 0 from 0 to get 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

In conclusion, the division gives 48499.1 with a balance of 0.0.