OK, let's work through this together. We're starting with 937 and we're going to multiply it by 12, which means we add 937 to itself 12 times.
Step 1: 0 + 937 = 937
Step 2: 937 + 937 = 1874
Step 3: 1874 + 937 = 2811
Step 4: 2811 + 937 = 3748
Step 5: 3748 + 937 = 4685
Step 6: 4685 + 937 = 5622
Step 7: 5622 + 937 = 6559
Step 8: 6559 + 937 = 7496
Step 9: 7496 + 937 = 8433
Step 10: 8433 + 937 = 9370
Step 11: 9370 + 937 = 10307
Step 12: 10307 + 937 = 11244

So, 937*12 = 11244