We divide 972282 by 20
Let's see how many times 20 fits into 972282.

Going ahead to step 1:
9 divided by 20 is 0 with a remainder of 9.
Record the quotient 0 as the next digit in the result. 
Result so far: 0.0
Subtracting 0 from 9 leaves us with 9.
Include the next digit (7) from the dividend after 9, then repeat: 97 / 20

Moving on to step 2:
97 divided by 20 is 4 with a remainder of 17.
The number 4 becomes the next digit in our result. 
Result so far: 4.0
Deduct 80 from 97 and we're left with 17.
Take the next digit (2) from the dividend and append it to 17, then repeat: 172 / 20

Let's proceed to step 3:
When dividing 172 by 20, we get 8 with a remainder of 12.
Write down 8 as next digit of the result. 
Result so far: 48.0
If we take 160 away from 172, we end up with 12.
Append the next digit (2) from the dividend to 12 and continue with: 122 / 20

On to step 4:
20 can be fit into 122 6 times, resulting in a remainder of 2.
Use 6 as the next digit of our solution. 
Result so far: 486.0
If we subtract 120 from 122, we get 2.
Take the next digit (8) from the dividend and append it to 2, then repeat: 28 / 20

Let's proceed to step 5:
28 divided by 20 is 1 with a remainder of 8.
Use 1 as the next digit of our solution. 
Result so far: 4861.0
Deduct 20 from 28 and we're left with 8.
Take the next digit (2) from the dividend and append it to 8, then repeat: 82 / 20

On to step 6:
82 divided by 20 is 4 with a remainder of 2.
The number 4 becomes the next digit in our result. 
Result so far: 48614.0
The remainder is 2 after subtracting 80 from 82.
Since there are no more digits in the dividend, we add a zero to the remainder making it 20, and continue the process.

Step 7:
20 goes into 20 1 times with a remainder of 0.
Use 1 as the next digit of our solution. 
Result so far: 48614.1
Deduct 20 from 20 and we're left with 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

Moving on to step 8:
If we divide 0 by 20, we get 0 and a remainder of 0.
The number 0 becomes the next digit in our result. 
Result so far: 48614.1
Subtracting 0 from 0 leaves us with 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

Step 9:
0 divided by 20 is 0 with a remainder of 0.
Put 0 as the next digit of the answer. 
Result so far: 48614.1
If we subtract 0 from 0, we get 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

The final result is 48614.1 with a remainder of 0.0.