Alright, let's work through 3431 times 3199 step by step
3431 × 3199 = 3199 × (3431)
+ 3199 × 1 that is equal 3199
+ 3199 × 30 giving us 95970
+ 3199 × 400 that is equal 1279600
+ 3199 × 3000 producing 9597000

= 10975769
