We're dividing 20970675 by 972 
We want to divide 20970675 by 972.

Step 1:
The number 972 fits into 2 0 times, leaving a remainder of 2.
Record the quotient 0 as the next digit in the result. 
Result so far: 0.0
Deduct 0 from 2 and we're left with 2.
Include the next digit (0) from the dividend after 2, then repeat: 20 / 972

Going ahead to step 2:
If we divide 20 by 972, we get 0 and a remainder of 20.
Put 0 as the next digit of the answer. 
Result so far: 0.0
Subtract 0 from 20 to get 20.
Fetch the next digit (9) from the dividend, attach it to 20 and continue: 209 / 972

Going ahead to step 3:
972 goes into 209 0 times with a remainder of 209.
The next digit of our result is 0. 
Result so far: 0.0
Subtracting 0 from 209 leaves us with 209.
Fetch the next digit (7) from the dividend, attach it to 209 and continue: 2097 / 972

Advancing to step 4:
If we divide 2097 by 972, we get 2 and a remainder of 153.
Record the quotient 2 as the next digit in the result. 
Result so far: 2.0
Deduct 1944 from 2097 and we're left with 153.
Append the next digit (0) from the dividend to 153 and continue with: 1530 / 972

Step 5:
When dividing 1530 by 972, we get 1 with a remainder of 558.
The next digit of our result is 1. 
Result so far: 21.0
If we subtract 972 from 1530, we get 558.
Bring next digit (6) of the dividend behind the 558 and repeat the process: 5586 / 972

Let's proceed to step 6:
When dividing 5586 by 972, we get 5 with a remainder of 726.
Write down 5 as next digit of the result. 
Result so far: 215.0
Deduct 4860 from 5586 and we're left with 726.
Bring next digit (7) of the dividend behind the 726 and repeat the process: 7267 / 972

Moving on to step 7:
972 can be fit into 7267 7 times, resulting in a remainder of 463.
Use 7 as the next digit of our solution. 
Result so far: 2157.0
If we subtract 6804 from 7267, we get 463.
Bring next digit (5) of the dividend behind the 463 and repeat the process: 4635 / 972

Going ahead to step 8:
If we divide 4635 by 972, we get 4 and a remainder of 747.
Record the quotient 4 as the next digit in the result. 
Result so far: 21574.0
If we take 3888 away from 4635, we end up with 747.
Since there are no more digits in the dividend, we add a zero to the remainder making it 7470, and continue the process.

Step 9:
When dividing 7470 by 972, we get 7 with a remainder of 666.
Record the quotient 7 as the next digit in the result. 
Result so far: 21574.7
Subtract 6804 from 7470 to get 666.
Since there are no more digits in the dividend, we add a zero to the remainder making it 6660, and continue the process.

Advancing to step 10:
972 can be fit into 6660 6 times, resulting in a remainder of 828.
Put 6 as the next digit of the answer. 
Result so far: 21574.76
If we subtract 5832 from 6660, we get 828.
Since there are no more digits in the dividend, we add a zero to the remainder making it 8280, and continue the process.

Step 11:
The number 972 fits into 8280 8 times, leaving a remainder of 504.
The next digit of our result is 8. 
Result so far: 21574.768
If we take 7776 away from 8280, we end up with 504.
Since there are no more digits in the dividend, we add a zero to the remainder making it 5040, and continue the process.

On to step 12:
When dividing 5040 by 972, we get 5 with a remainder of 180.
Record the quotient 5 as the next digit in the result. 
Result so far: 21574.7685
The remainder is 180 after subtracting 4860 from 5040.
Since there are no more digits in the dividend, we add a zero to the remainder making it 1800, and continue the process.

Let's proceed to step 13:
When dividing 1800 by 972, we get 1 with a remainder of 828.
The next digit of our result is 1. 
Result so far: 21574.76851
Deduct 972 from 1800 and we're left with 828.
Since there are no more digits in the dividend, we add a zero to the remainder making it 8280, and continue the process.

Going ahead to step 14:
972 goes into 8280 8 times with a remainder of 504.
The number 8 becomes the next digit in our result. 
Result so far: 21574.768518
Subtracting 7776 from 8280 leaves us with 504.
Since there are no more digits in the dividend, we add a zero to the remainder making it 5040, and continue the process.

Let's proceed to step 15:
The number 972 fits into 5040 5 times, leaving a remainder of 180.
Record the quotient 5 as the next digit in the result. 
Result so far: 21574.7685185
Subtract 4860 from 5040 to get 180.
Since there are no more digits in the dividend, we add a zero to the remainder making it 1800, and continue the process.

Let's proceed to step 16:
972 goes into 1800 1 times with a remainder of 828.
Use 1 as the next digit of our solution. 
Result so far: 21574.76851851
If we take 972 away from 1800, we end up with 828.
Since there are no more digits in the dividend, we add a zero to the remainder making it 8280, and continue the process.

In conclusion, the division gives 21574.76851851 with a balance of 8.28e-07.