Alright, let's work through 1195 times 3961 step by step
1195 × 3961 = 3961 × (1195)
+ 3961 × 5 that results in 19805
+ 3961 × 90 giving us 356490
+ 3961 × 100 yielding 396100
+ 3961 × 1000 that equals 3961000

= 4733395
