Okay, we are given 3195 and 6489. Let's add them up step by step.

Step 1: We'll start by adding the digits 5 & 9 in column 1 and get 14.
We'll write down the last digit 4 and carry the 1 to the next column.

Step 2: We'll start by adding the digits 9 & 8 in column 2 and get 18.
We'll write down the last digit 8 and carry the 1 to the next column.

Step 3: We'll start by adding the digits 1 & 4 in column 3 and get 6.

Step 4: We'll start by adding the digits 3 & 6 in column 4 and get 9.

So, 3195 + 6489 = 9684.

