We look at the division of 781028 by 20 
We want to divide 781028 by 20.

Moving on to step 1:
7 divided by 20 is 0 with a remainder of 7.
The next digit of our result is 0. 
Result so far: 0.0
Subtracting 0 from 7 leaves us with 7.
Bring next digit (8) of the dividend behind the 7 and repeat the process: 78 / 20

Going ahead to step 2:
20 can be fit into 78 3 times, resulting in a remainder of 18.
The number 3 becomes the next digit in our result. 
Result so far: 3.0
Subtract 60 from 78 to get 18.
Include the next digit (1) from the dividend after 18, then repeat: 181 / 20

Step 3:
20 goes into 181 9 times with a remainder of 1.
Record the quotient 9 as the next digit in the result. 
Result so far: 39.0
Deduct 180 from 181 and we're left with 1.
Take the next digit (0) from the dividend and append it to 1, then repeat: 10 / 20

Advancing to step 4:
20 can be fit into 10 0 times, resulting in a remainder of 10.
Write down 0 as next digit of the result. 
Result so far: 390.0
Deduct 0 from 10 and we're left with 10.
Bring next digit (2) of the dividend behind the 10 and repeat the process: 102 / 20

Moving on to step 5:
20 can be fit into 102 5 times, resulting in a remainder of 2.
Use 5 as the next digit of our solution. 
Result so far: 3905.0
If we take 100 away from 102, we end up with 2.
Take the next digit (8) from the dividend and append it to 2, then repeat: 28 / 20

Moving on to step 6:
20 can be fit into 28 1 times, resulting in a remainder of 8.
The number 1 becomes the next digit in our result. 
Result so far: 39051.0
Subtract 20 from 28 to get 8.
Since there are no more digits in the dividend, we add a zero to the remainder making it 80, and continue the process.

Moving on to step 7:
80 divided by 20 is 4 with a remainder of 0.
The number 4 becomes the next digit in our result. 
Result so far: 39051.4
If we subtract 80 from 80, we get 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

Let's proceed to step 8:
If we divide 0 by 20, we get 0 and a remainder of 0.
The number 0 becomes the next digit in our result. 
Result so far: 39051.4
Subtract 0 from 0 to get 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

Let's proceed to step 9:
0 divided by 20 is 0 with a remainder of 0.
Put 0 as the next digit of the answer. 
Result so far: 39051.4
If we take 0 away from 0, we end up with 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

The final result is 39051.4 with a remainder of 0.0.