860676 divided by 20 
We want to figure out the number of times 860676 can be divided by 20.

Step 1:
If we divide 8 by 20, we get 0 and a remainder of 8.
Write down 0 as next digit of the result. 
Result so far: 0.0
Subtract 0 from 8 to get 8.
Fetch the next digit (6) from the dividend, attach it to 8 and continue: 86 / 20

Going ahead to step 2:
20 goes into 86 4 times with a remainder of 6.
Write down 4 as next digit of the result. 
Result so far: 4.0
Deduct 80 from 86 and we're left with 6.
Grab the next digit (0) from the dividend, add it to 6, then carry on: 60 / 20

Moving on to step 3:
20 can be fit into 60 3 times, resulting in a remainder of 0.
Use 3 as the next digit of our solution. 
Result so far: 43.0
If we subtract 60 from 60, we get 0.
Take the next digit (6) from the dividend and append it to 0, then repeat: 6 / 20

On to step 4:
6 divided by 20 is 0 with a remainder of 6.
Use 0 as the next digit of our solution. 
Result so far: 430.0
If we take 0 away from 6, we end up with 6.
Grab the next digit (7) from the dividend, add it to 6, then carry on: 67 / 20

Moving on to step 5:
When dividing 67 by 20, we get 3 with a remainder of 7.
Put 3 as the next digit of the answer. 
Result so far: 4303.0
If we take 60 away from 67, we end up with 7.
Fetch the next digit (6) from the dividend, attach it to 7 and continue: 76 / 20

Advancing to step 6:
20 goes into 76 3 times with a remainder of 16.
Put 3 as the next digit of the answer. 
Result so far: 43033.0
Deduct 60 from 76 and we're left with 16.
Since there are no more digits in the dividend, we add a zero to the remainder making it 160, and continue the process.

Step 7:
160 divided by 20 is 8 with a remainder of 0.
Use 8 as the next digit of our solution. 
Result so far: 43033.8
Subtract 160 from 160 to get 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

Let's proceed to step 8:
0 divided by 20 is 0 with a remainder of 0.
Record the quotient 0 as the next digit in the result. 
Result so far: 43033.8
If we subtract 0 from 0, we get 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

Let's proceed to step 9:
20 goes into 0 0 times with a remainder of 0.
The next digit of our result is 0. 
Result so far: 43033.8
Subtracting 0 from 0 leaves us with 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

The final result is 43033.8 with a remainder of 0.0.