816295 divided by 20 
Let's see how many times 20 fits into 816295.

Going ahead to step 1:
20 goes into 8 0 times with a remainder of 8.
Record the quotient 0 as the next digit in the result. 
Result so far: 0.0
Deduct 0 from 8 and we're left with 8.
Take the next digit (1) from the dividend and append it to 8, then repeat: 81 / 20

On to step 2:
If we divide 81 by 20, we get 4 and a remainder of 1.
Write down 4 as next digit of the result. 
Result so far: 4.0
Deduct 80 from 81 and we're left with 1.
Fetch the next digit (6) from the dividend, attach it to 1 and continue: 16 / 20

Let's proceed to step 3:
The number 20 fits into 16 0 times, leaving a remainder of 16.
Put 0 as the next digit of the answer. 
Result so far: 40.0
Deduct 0 from 16 and we're left with 16.
Include the next digit (2) from the dividend after 16, then repeat: 162 / 20

Advancing to step 4:
20 can be fit into 162 8 times, resulting in a remainder of 2.
Put 8 as the next digit of the answer. 
Result so far: 408.0
The remainder is 2 after subtracting 160 from 162.
Append the next digit (9) from the dividend to 2 and continue with: 29 / 20

Going ahead to step 5:
20 goes into 29 1 times with a remainder of 9.
The number 1 becomes the next digit in our result. 
Result so far: 4081.0
The remainder is 9 after subtracting 20 from 29.
Grab the next digit (5) from the dividend, add it to 9, then carry on: 95 / 20

Moving on to step 6:
If we divide 95 by 20, we get 4 and a remainder of 15.
Record the quotient 4 as the next digit in the result. 
Result so far: 40814.0
The remainder is 15 after subtracting 80 from 95.
Since there are no more digits in the dividend, we add a zero to the remainder making it 150, and continue the process.

Let's proceed to step 7:
The number 20 fits into 150 7 times, leaving a remainder of 10.
Record the quotient 7 as the next digit in the result. 
Result so far: 40814.7
If we take 140 away from 150, we end up with 10.
Since there are no more digits in the dividend, we add a zero to the remainder making it 100, and continue the process.

Moving on to step 8:
20 can be fit into 100 5 times, resulting in a remainder of 0.
The next digit of our result is 5. 
Result so far: 40814.75
If we take 100 away from 100, we end up with 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

On to step 9:
The number 20 fits into 0 0 times, leaving a remainder of 0.
The number 0 becomes the next digit in our result. 
Result so far: 40814.75
Deduct 0 from 0 and we're left with 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

On to step 10:
20 can be fit into 0 0 times, resulting in a remainder of 0.
Put 0 as the next digit of the answer. 
Result so far: 40814.75
Deduct 0 from 0 and we're left with 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

The final result is 40814.75 with a remainder of 0.0.