Alright, let's work through 3725 times 9720 step by step
3725 × 9720 = 9720 × (3725)
+ 9720 × 5 giving us 48600
+ 9720 × 20 which equals 194400
+ 9720 × 700 resulting in 6804000
+ 9720 × 3000 yielding 29160000

= 36207000
