Alright, let's work through 3209 times 1095 step by step
3209 × 1095 = 1095 × (3209)
+ 1095 × 9 producing 9855
+ 1095 × 00 that results in 0
+ 1095 × 200 yielding 219000
+ 1095 × 3000 resulting in 3285000

= 3513855
