Alright, let's work through 5574 times 6541 step by step
5574 × 6541 = 6541 × (5574)
+ 6541 × 4 producing 26164
+ 6541 × 70 what gives us 457870
+ 6541 × 500 producing 3270500
+ 6541 × 5000 that equals 32705000

= 36459534
