964049 ÷ 95 
The aim is to understand the frequency of 95 in 964049.

Let's proceed to step 1:
9 divided by 95 is 0 with a remainder of 9.
The next digit of our result is 0. 
Result so far: 0.0
If we subtract 0 from 9, we get 9.
Include the next digit (6) from the dividend after 9, then repeat: 96 / 95

Going ahead to step 2:
If we divide 96 by 95, we get 1 and a remainder of 1.
The number 1 becomes the next digit in our result. 
Result so far: 1.0
If we take 95 away from 96, we end up with 1.
Grab the next digit (4) from the dividend, add it to 1, then carry on: 14 / 95

Step 3:
14 divided by 95 is 0 with a remainder of 14.
Put 0 as the next digit of the answer. 
Result so far: 10.0
If we take 0 away from 14, we end up with 14.
Append the next digit (0) from the dividend to 14 and continue with: 140 / 95

On to step 4:
95 can be fit into 140 1 times, resulting in a remainder of 45.
Record the quotient 1 as the next digit in the result. 
Result so far: 101.0
The remainder is 45 after subtracting 95 from 140.
Bring next digit (4) of the dividend behind the 45 and repeat the process: 454 / 95

Going ahead to step 5:
454 divided by 95 is 4 with a remainder of 74.
Put 4 as the next digit of the answer. 
Result so far: 1014.0
The remainder is 74 after subtracting 380 from 454.
Bring next digit (9) of the dividend behind the 74 and repeat the process: 749 / 95

Let's proceed to step 6:
The number 95 fits into 749 7 times, leaving a remainder of 84.
Write down 7 as next digit of the result. 
Result so far: 10147.0
The remainder is 84 after subtracting 665 from 749.
Since there are no more digits in the dividend, we add a zero to the remainder making it 840, and continue the process.

On to step 7:
840 divided by 95 is 8 with a remainder of 80.
The number 8 becomes the next digit in our result. 
Result so far: 10147.8
Subtract 760 from 840 to get 80.
Since there are no more digits in the dividend, we add a zero to the remainder making it 800, and continue the process.

Step 8:
95 can be fit into 800 8 times, resulting in a remainder of 40.
Put 8 as the next digit of the answer. 
Result so far: 10147.88
If we take 760 away from 800, we end up with 40.
Since there are no more digits in the dividend, we add a zero to the remainder making it 400, and continue the process.

Our division results in 10147.88 with a remaining 0.04.