Okay, we are given 9524 and 9437. Let's add them up step by step.

Step 1: We'll start by adding the digits 4 & 7 in column 1 and get 11.
We'll write down the last digit 1 and carry the 1 to the next column.

Step 2: We'll start by adding the digits 2 & 3 in column 2 and get 6.

Step 3: We'll start by adding the digits 5 & 4 in column 3 and get 9.

Step 4: We'll start by adding the digits 9 & 9 in column 4 and get 18.
We'll write down the last digit 8 and carry the 1 to the next column.

So, 9524 + 9437 = 18961.

