Let's divide 40495488 by 108
The aim is to understand the frequency of 108 in 40495488.

Step 1:
4 divided by 108 is 0 with a remainder of 4.
Put 0 as the next digit of the answer. 
Result so far: 0.0
Deduct 0 from 4 and we're left with 4.
Grab the next digit (0) from the dividend, add it to 4, then carry on: 40 / 108

Step 2:
108 can be fit into 40 0 times, resulting in a remainder of 40.
Put 0 as the next digit of the answer. 
Result so far: 0.0
Subtract 0 from 40 to get 40.
Take the next digit (4) from the dividend and append it to 40, then repeat: 404 / 108

On to step 3:
108 goes into 404 3 times with a remainder of 80.
The number 3 becomes the next digit in our result. 
Result so far: 3.0
Deduct 324 from 404 and we're left with 80.
Append the next digit (9) from the dividend to 80 and continue with: 809 / 108

Advancing to step 4:
809 divided by 108 is 7 with a remainder of 53.
Write down 7 as next digit of the result. 
Result so far: 37.0
Subtract 756 from 809 to get 53.
Include the next digit (5) from the dividend after 53, then repeat: 535 / 108

Going ahead to step 5:
108 goes into 535 4 times with a remainder of 103.
Put 4 as the next digit of the answer. 
Result so far: 374.0
If we subtract 432 from 535, we get 103.
Take the next digit (4) from the dividend and append it to 103, then repeat: 1034 / 108

Moving on to step 6:
1034 divided by 108 is 9 with a remainder of 62.
Write down 9 as next digit of the result. 
Result so far: 3749.0
Deduct 972 from 1034 and we're left with 62.
Grab the next digit (8) from the dividend, add it to 62, then carry on: 628 / 108

Going ahead to step 7:
628 divided by 108 is 5 with a remainder of 88.
Record the quotient 5 as the next digit in the result. 
Result so far: 37495.0
If we subtract 540 from 628, we get 88.
Fetch the next digit (8) from the dividend, attach it to 88 and continue: 888 / 108

On to step 8:
When dividing 888 by 108, we get 8 with a remainder of 24.
The number 8 becomes the next digit in our result. 
Result so far: 374958.0
The remainder is 24 after subtracting 864 from 888.
Since there are no more digits in the dividend, we add a zero to the remainder making it 240, and continue the process.

Advancing to step 9:
108 can be fit into 240 2 times, resulting in a remainder of 24.
Put 2 as the next digit of the answer. 
Result so far: 374958.2
Deduct 216 from 240 and we're left with 24.
Since there are no more digits in the dividend, we add a zero to the remainder making it 240, and continue the process.

Advancing to step 10:
108 can be fit into 240 2 times, resulting in a remainder of 24.
Put 2 as the next digit of the answer. 
Result so far: 374958.22
The remainder is 24 after subtracting 216 from 240.
Since there are no more digits in the dividend, we add a zero to the remainder making it 240, and continue the process.

In conclusion, the division gives 374958.22 with a balance of 0.024.