954722 divided by 40 
The aim is to understand the frequency of 40 in 954722.

Let's proceed to step 1:
9 divided by 40 is 0 with a remainder of 9.
The next digit of our result is 0. 
Result so far: 0.0
Subtracting 0 from 9 leaves us with 9.
Fetch the next digit (5) from the dividend, attach it to 9 and continue: 95 / 40

Let's proceed to step 2:
95 divided by 40 is 2 with a remainder of 15.
Use 2 as the next digit of our solution. 
Result so far: 2.0
Subtract 80 from 95 to get 15.
Take the next digit (4) from the dividend and append it to 15, then repeat: 154 / 40

Step 3:
When dividing 154 by 40, we get 3 with a remainder of 34.
The number 3 becomes the next digit in our result. 
Result so far: 23.0
Subtract 120 from 154 to get 34.
Bring next digit (7) of the dividend behind the 34 and repeat the process: 347 / 40

Let's proceed to step 4:
40 can be fit into 347 8 times, resulting in a remainder of 27.
Record the quotient 8 as the next digit in the result. 
Result so far: 238.0
Subtract 320 from 347 to get 27.
Append the next digit (2) from the dividend to 27 and continue with: 272 / 40

Step 5:
40 goes into 272 6 times with a remainder of 32.
Write down 6 as next digit of the result. 
Result so far: 2386.0
Subtracting 240 from 272 leaves us with 32.
Include the next digit (2) from the dividend after 32, then repeat: 322 / 40

Step 6:
The number 40 fits into 322 8 times, leaving a remainder of 2.
Record the quotient 8 as the next digit in the result. 
Result so far: 23868.0
Subtract 320 from 322 to get 2.
Since there are no more digits in the dividend, we add a zero to the remainder making it 20, and continue the process.

Step 7:
20 divided by 40 is 0 with a remainder of 20.
Record the quotient 0 as the next digit in the result. 
Result so far: 23868.0
Deduct 0 from 20 and we're left with 20.
Since there are no more digits in the dividend, we add a zero to the remainder making it 200, and continue the process.

Going ahead to step 8:
If we divide 200 by 40, we get 5 and a remainder of 0.
The next digit of our result is 5. 
Result so far: 23868.05
The remainder is 0 after subtracting 200 from 200.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

Step 9:
0 divided by 40 is 0 with a remainder of 0.
Put 0 as the next digit of the answer. 
Result so far: 23868.05
Subtracting 0 from 0 leaves us with 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

On to step 10:
If we divide 0 by 40, we get 0 and a remainder of 0.
Put 0 as the next digit of the answer. 
Result so far: 23868.05
The remainder is 0 after subtracting 0 from 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

In conclusion, the division gives 23868.05 with a balance of 0.0.