995206 ÷ 20 
We want to figure out the number of times 995206 can be divided by 20.

Step 1:
20 can be fit into 9 0 times, resulting in a remainder of 9.
The number 0 becomes the next digit in our result. 
Result so far: 0.0
If we take 0 away from 9, we end up with 9.
Grab the next digit (9) from the dividend, add it to 9, then carry on: 99 / 20

Let's proceed to step 2:
The number 20 fits into 99 4 times, leaving a remainder of 19.
The next digit of our result is 4. 
Result so far: 4.0
The remainder is 19 after subtracting 80 from 99.
Fetch the next digit (5) from the dividend, attach it to 19 and continue: 195 / 20

Moving on to step 3:
20 can be fit into 195 9 times, resulting in a remainder of 15.
The number 9 becomes the next digit in our result. 
Result so far: 49.0
The remainder is 15 after subtracting 180 from 195.
Include the next digit (2) from the dividend after 15, then repeat: 152 / 20

Moving on to step 4:
20 can be fit into 152 7 times, resulting in a remainder of 12.
Use 7 as the next digit of our solution. 
Result so far: 497.0
If we subtract 140 from 152, we get 12.
Append the next digit (0) from the dividend to 12 and continue with: 120 / 20

On to step 5:
If we divide 120 by 20, we get 6 and a remainder of 0.
The next digit of our result is 6. 
Result so far: 4976.0
Deduct 120 from 120 and we're left with 0.
Grab the next digit (6) from the dividend, add it to 0, then carry on: 6 / 20

On to step 6:
6 divided by 20 is 0 with a remainder of 6.
Put 0 as the next digit of the answer. 
Result so far: 49760.0
Subtracting 0 from 6 leaves us with 6.
Since there are no more digits in the dividend, we add a zero to the remainder making it 60, and continue the process.

Let's proceed to step 7:
20 can be fit into 60 3 times, resulting in a remainder of 0.
The number 3 becomes the next digit in our result. 
Result so far: 49760.3
The remainder is 0 after subtracting 60 from 60.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

On to step 8:
The number 20 fits into 0 0 times, leaving a remainder of 0.
Write down 0 as next digit of the result. 
Result so far: 49760.3
Subtracting 0 from 0 leaves us with 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

Let's proceed to step 9:
If we divide 0 by 20, we get 0 and a remainder of 0.
The next digit of our result is 0. 
Result so far: 49760.3
The remainder is 0 after subtracting 0 from 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

In conclusion, the division gives 49760.3 with a balance of 0.0.