Alright, let's work through 4695 times 5431 step by step
4695 × 5431 = 5431 × (4695)
+ 5431 × 5 yielding 27155
+ 5431 × 90 resulting in 488790
+ 5431 × 600 yielding 3258600
+ 5431 × 4000 yielding 21724000

= 25498545
