Alright, let's work through 4969 times 3196 step by step
4969 × 3196 = 3196 × (4969)
+ 3196 × 9 that equals 28764
+ 3196 × 60 that equals 191760
+ 3196 × 900 yielding 2876400
+ 3196 × 4000 giving us 12784000

= 15880924
