Let's break this down. We're going to add 9940 and 6495 together.

Step 1: We'll start by adding the digits 0 & 5 in column 1 and get 5.

Step 2: We'll start by adding the digits 4 & 9 in column 2 and get 13.
We'll write down the last digit 3 and carry the 1 to the next column.

Step 3: We'll start by adding the digits 9 & 4 in column 3 and get 14.
We'll write down the last digit 4 and carry the 1 to the next column.

Step 4: We'll start by adding the digits 9 & 6 in column 4 and get 16.
We'll write down the last digit 6 and carry the 1 to the next column.

So, 9940 + 6495 = 16435.

