Alright, let's work through 3195 times 1067 step by step
3195 × 1067 = 1067 × (3195)
+ 1067 × 5 which equals 5335
+ 1067 × 90 what gives us 96030
+ 1067 × 100 which equals 106700
+ 1067 × 3000 producing 3201000

= 3409065
