Alright, let's work through 5164 times 195 step by step
5164 × 195 = 195 × (5164)
+ 195 × 4 giving us 780
+ 195 × 60 yielding 11700
+ 195 × 100 producing 19500
+ 195 × 5000 that results in 975000

= 1006980
