Alright, let's work through 1099 times 4370 step by step
1099 × 4370 = 4370 × (1099)
+ 4370 × 9 yielding 39330
+ 4370 × 90 that equals 393300
+ 4370 × 000 giving us 0
+ 4370 × 1000 yielding 4370000

= 4802630
