We divide 20188168 by 970
We want to figure out the number of times 20188168 can be divided by 970.

On to step 1:
If we divide 2 by 970, we get 0 and a remainder of 2.
Use 0 as the next digit of our solution. 
Result so far: 0.0
Subtracting 0 from 2 leaves us with 2.
Fetch the next digit (0) from the dividend, attach it to 2 and continue: 20 / 970

Going ahead to step 2:
970 can be fit into 20 0 times, resulting in a remainder of 20.
Write down 0 as next digit of the result. 
Result so far: 0.0
Deduct 0 from 20 and we're left with 20.
Append the next digit (1) from the dividend to 20 and continue with: 201 / 970

On to step 3:
201 divided by 970 is 0 with a remainder of 201.
Write down 0 as next digit of the result. 
Result so far: 0.0
If we take 0 away from 201, we end up with 201.
Append the next digit (8) from the dividend to 201 and continue with: 2018 / 970

Let's proceed to step 4:
The number 970 fits into 2018 2 times, leaving a remainder of 78.
The number 2 becomes the next digit in our result. 
Result so far: 2.0
Subtracting 1940 from 2018 leaves us with 78.
Include the next digit (8) from the dividend after 78, then repeat: 788 / 970

Moving on to step 5:
If we divide 788 by 970, we get 0 and a remainder of 788.
Use 0 as the next digit of our solution. 
Result so far: 20.0
The remainder is 788 after subtracting 0 from 788.
Bring next digit (1) of the dividend behind the 788 and repeat the process: 7881 / 970

Step 6:
When dividing 7881 by 970, we get 8 with a remainder of 121.
Put 8 as the next digit of the answer. 
Result so far: 208.0
Subtract 7760 from 7881 to get 121.
Append the next digit (6) from the dividend to 121 and continue with: 1216 / 970

Advancing to step 7:
1216 divided by 970 is 1 with a remainder of 246.
Put 1 as the next digit of the answer. 
Result so far: 2081.0
If we subtract 970 from 1216, we get 246.
Fetch the next digit (8) from the dividend, attach it to 246 and continue: 2468 / 970

Going ahead to step 8:
If we divide 2468 by 970, we get 2 and a remainder of 528.
Put 2 as the next digit of the answer. 
Result so far: 20812.0
Deduct 1940 from 2468 and we're left with 528.
Since there are no more digits in the dividend, we add a zero to the remainder making it 5280, and continue the process.

On to step 9:
970 can be fit into 5280 5 times, resulting in a remainder of 430.
Use 5 as the next digit of our solution. 
Result so far: 20812.5
Subtract 4850 from 5280 to get 430.
Since there are no more digits in the dividend, we add a zero to the remainder making it 4300, and continue the process.

Step 10:
If we divide 4300 by 970, we get 4 and a remainder of 420.
Use 4 as the next digit of our solution. 
Result so far: 20812.54
If we take 3880 away from 4300, we end up with 420.
Since there are no more digits in the dividend, we add a zero to the remainder making it 4200, and continue the process.

Let's proceed to step 11:
When dividing 4200 by 970, we get 4 with a remainder of 320.
The number 4 becomes the next digit in our result. 
Result so far: 20812.544
If we take 3880 away from 4200, we end up with 320.
Since there are no more digits in the dividend, we add a zero to the remainder making it 3200, and continue the process.

In conclusion, the division gives 20812.544 with a balance of 0.032.