Let's divide 974172 by 20
The aim is to understand the frequency of 20 in 974172.

Let's proceed to step 1:
20 goes into 9 0 times with a remainder of 9.
Use 0 as the next digit of our solution. 
Result so far: 0.0
Deduct 0 from 9 and we're left with 9.
Include the next digit (7) from the dividend after 9, then repeat: 97 / 20

On to step 2:
When dividing 97 by 20, we get 4 with a remainder of 17.
The next digit of our result is 4. 
Result so far: 4.0
The remainder is 17 after subtracting 80 from 97.
Bring next digit (4) of the dividend behind the 17 and repeat the process: 174 / 20

Advancing to step 3:
When dividing 174 by 20, we get 8 with a remainder of 14.
The next digit of our result is 8. 
Result so far: 48.0
Subtract 160 from 174 to get 14.
Take the next digit (1) from the dividend and append it to 14, then repeat: 141 / 20

Let's proceed to step 4:
When dividing 141 by 20, we get 7 with a remainder of 1.
Write down 7 as next digit of the result. 
Result so far: 487.0
If we subtract 140 from 141, we get 1.
Append the next digit (7) from the dividend to 1 and continue with: 17 / 20

Going ahead to step 5:
17 divided by 20 is 0 with a remainder of 17.
Put 0 as the next digit of the answer. 
Result so far: 4870.0
Subtract 0 from 17 to get 17.
Grab the next digit (2) from the dividend, add it to 17, then carry on: 172 / 20

Moving on to step 6:
20 goes into 172 8 times with a remainder of 12.
Write down 8 as next digit of the result. 
Result so far: 48708.0
Deduct 160 from 172 and we're left with 12.
Since there are no more digits in the dividend, we add a zero to the remainder making it 120, and continue the process.

Going ahead to step 7:
When dividing 120 by 20, we get 6 with a remainder of 0.
Write down 6 as next digit of the result. 
Result so far: 48708.6
The remainder is 0 after subtracting 120 from 120.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

Advancing to step 8:
If we divide 0 by 20, we get 0 and a remainder of 0.
Write down 0 as next digit of the result. 
Result so far: 48708.6
Subtract 0 from 0 to get 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

On to step 9:
If we divide 0 by 20, we get 0 and a remainder of 0.
Record the quotient 0 as the next digit in the result. 
Result so far: 48708.6
Subtract 0 from 0 to get 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

The final result is 48708.6 with a remainder of 0.0.