928899 ÷ 95 
The aim is to understand the frequency of 95 in 928899.

Step 1:
If we divide 9 by 95, we get 0 and a remainder of 9.
Put 0 as the next digit of the answer. 
Result so far: 0.0
If we take 0 away from 9, we end up with 9.
Take the next digit (2) from the dividend and append it to 9, then repeat: 92 / 95

Let's proceed to step 2:
When dividing 92 by 95, we get 0 with a remainder of 92.
Record the quotient 0 as the next digit in the result. 
Result so far: 0.0
Deduct 0 from 92 and we're left with 92.
Include the next digit (8) from the dividend after 92, then repeat: 928 / 95

Let's proceed to step 3:
95 can be fit into 928 9 times, resulting in a remainder of 73.
Write down 9 as next digit of the result. 
Result so far: 9.0
Subtracting 855 from 928 leaves us with 73.
Fetch the next digit (8) from the dividend, attach it to 73 and continue: 738 / 95

Moving on to step 4:
The number 95 fits into 738 7 times, leaving a remainder of 73.
Use 7 as the next digit of our solution. 
Result so far: 97.0
If we subtract 665 from 738, we get 73.
Append the next digit (9) from the dividend to 73 and continue with: 739 / 95

Advancing to step 5:
739 divided by 95 is 7 with a remainder of 74.
The number 7 becomes the next digit in our result. 
Result so far: 977.0
Subtracting 665 from 739 leaves us with 74.
Bring next digit (9) of the dividend behind the 74 and repeat the process: 749 / 95

Moving on to step 6:
95 can be fit into 749 7 times, resulting in a remainder of 84.
The next digit of our result is 7. 
Result so far: 9777.0
Subtract 665 from 749 to get 84.
Since there are no more digits in the dividend, we add a zero to the remainder making it 840, and continue the process.

Let's proceed to step 7:
95 can be fit into 840 8 times, resulting in a remainder of 80.
Write down 8 as next digit of the result. 
Result so far: 9777.8
Subtracting 760 from 840 leaves us with 80.
Since there are no more digits in the dividend, we add a zero to the remainder making it 800, and continue the process.

Going ahead to step 8:
The number 95 fits into 800 8 times, leaving a remainder of 40.
Use 8 as the next digit of our solution. 
Result so far: 9777.88
Deduct 760 from 800 and we're left with 40.
Since there are no more digits in the dividend, we add a zero to the remainder making it 400, and continue the process.

The quotient of the division is 9777.88, and the remainder is 0.04.