We look at the division of 492678 by 20 
Our goal is to divide 492678 by 20.

On to step 1:
4 divided by 20 is 0 with a remainder of 4.
The next digit of our result is 0. 
Result so far: 0.0
The remainder is 4 after subtracting 0 from 4.
Fetch the next digit (9) from the dividend, attach it to 4 and continue: 49 / 20

Advancing to step 2:
If we divide 49 by 20, we get 2 and a remainder of 9.
The number 2 becomes the next digit in our result. 
Result so far: 2.0
Subtract 40 from 49 to get 9.
Grab the next digit (2) from the dividend, add it to 9, then carry on: 92 / 20

Advancing to step 3:
When dividing 92 by 20, we get 4 with a remainder of 12.
Write down 4 as next digit of the result. 
Result so far: 24.0
Deduct 80 from 92 and we're left with 12.
Include the next digit (6) from the dividend after 12, then repeat: 126 / 20

Advancing to step 4:
If we divide 126 by 20, we get 6 and a remainder of 6.
Write down 6 as next digit of the result. 
Result so far: 246.0
Subtracting 120 from 126 leaves us with 6.
Fetch the next digit (7) from the dividend, attach it to 6 and continue: 67 / 20

Moving on to step 5:
When dividing 67 by 20, we get 3 with a remainder of 7.
Write down 3 as next digit of the result. 
Result so far: 2463.0
Deduct 60 from 67 and we're left with 7.
Take the next digit (8) from the dividend and append it to 7, then repeat: 78 / 20

Advancing to step 6:
If we divide 78 by 20, we get 3 and a remainder of 18.
Put 3 as the next digit of the answer. 
Result so far: 24633.0
If we subtract 60 from 78, we get 18.
Since there are no more digits in the dividend, we add a zero to the remainder making it 180, and continue the process.

Step 7:
180 divided by 20 is 9 with a remainder of 0.
Record the quotient 9 as the next digit in the result. 
Result so far: 24633.9
If we subtract 180 from 180, we get 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

On to step 8:
20 can be fit into 0 0 times, resulting in a remainder of 0.
Put 0 as the next digit of the answer. 
Result so far: 24633.9
If we take 0 away from 0, we end up with 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

Let's proceed to step 9:
When dividing 0 by 20, we get 0 with a remainder of 0.
Use 0 as the next digit of our solution. 
Result so far: 24633.9
The remainder is 0 after subtracting 0 from 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

In conclusion, the division gives 24633.9 with a balance of 0.0.