We divide 966123 by 40
We're looking to find how many times 40 goes into 966123.

On to step 1:
When dividing 9 by 40, we get 0 with a remainder of 9.
Record the quotient 0 as the next digit in the result. 
Result so far: 0.0
Deduct 0 from 9 and we're left with 9.
Take the next digit (6) from the dividend and append it to 9, then repeat: 96 / 40

Advancing to step 2:
40 can be fit into 96 2 times, resulting in a remainder of 16.
Write down 2 as next digit of the result. 
Result so far: 2.0
Subtract 80 from 96 to get 16.
Include the next digit (6) from the dividend after 16, then repeat: 166 / 40

Moving on to step 3:
166 divided by 40 is 4 with a remainder of 6.
Record the quotient 4 as the next digit in the result. 
Result so far: 24.0
If we take 160 away from 166, we end up with 6.
Grab the next digit (1) from the dividend, add it to 6, then carry on: 61 / 40

Moving on to step 4:
61 divided by 40 is 1 with a remainder of 21.
Use 1 as the next digit of our solution. 
Result so far: 241.0
The remainder is 21 after subtracting 40 from 61.
Grab the next digit (2) from the dividend, add it to 21, then carry on: 212 / 40

Advancing to step 5:
212 divided by 40 is 5 with a remainder of 12.
The next digit of our result is 5. 
Result so far: 2415.0
If we take 200 away from 212, we end up with 12.
Bring next digit (3) of the dividend behind the 12 and repeat the process: 123 / 40

Let's proceed to step 6:
When dividing 123 by 40, we get 3 with a remainder of 3.
Use 3 as the next digit of our solution. 
Result so far: 24153.0
Subtracting 120 from 123 leaves us with 3.
Since there are no more digits in the dividend, we add a zero to the remainder making it 30, and continue the process.

Step 7:
When dividing 30 by 40, we get 0 with a remainder of 30.
The number 0 becomes the next digit in our result. 
Result so far: 24153.0
If we subtract 0 from 30, we get 30.
Since there are no more digits in the dividend, we add a zero to the remainder making it 300, and continue the process.

Advancing to step 8:
300 divided by 40 is 7 with a remainder of 20.
Write down 7 as next digit of the result. 
Result so far: 24153.07
Subtracting 280 from 300 leaves us with 20.
Since there are no more digits in the dividend, we add a zero to the remainder making it 200, and continue the process.

Let's proceed to step 9:
200 divided by 40 is 5 with a remainder of 0.
Put 5 as the next digit of the answer. 
Result so far: 24153.075
Subtracting 200 from 200 leaves us with 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

Moving on to step 10:
40 can be fit into 0 0 times, resulting in a remainder of 0.
Record the quotient 0 as the next digit in the result. 
Result so far: 24153.075
Subtracting 0 from 0 leaves us with 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

Moving on to step 11:
When dividing 0 by 40, we get 0 with a remainder of 0.
Use 0 as the next digit of our solution. 
Result so far: 24153.075
If we subtract 0 from 0, we get 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

In conclusion, the division gives 24153.075 with a balance of 0.0.