12972057 ÷ 190 
Let's see how many times 190 fits into 12972057.

Advancing to step 1:
1 divided by 190 is 0 with a remainder of 1.
The number 0 becomes the next digit in our result. 
Result so far: 0.0
Deduct 0 from 1 and we're left with 1.
Include the next digit (2) from the dividend after 1, then repeat: 12 / 190

Going ahead to step 2:
The number 190 fits into 12 0 times, leaving a remainder of 12.
The next digit of our result is 0. 
Result so far: 0.0
Deduct 0 from 12 and we're left with 12.
Fetch the next digit (9) from the dividend, attach it to 12 and continue: 129 / 190

Advancing to step 3:
If we divide 129 by 190, we get 0 and a remainder of 129.
Write down 0 as next digit of the result. 
Result so far: 0.0
Deduct 0 from 129 and we're left with 129.
Take the next digit (7) from the dividend and append it to 129, then repeat: 1297 / 190

Moving on to step 4:
190 goes into 1297 6 times with a remainder of 157.
Use 6 as the next digit of our solution. 
Result so far: 6.0
Deduct 1140 from 1297 and we're left with 157.
Include the next digit (2) from the dividend after 157, then repeat: 1572 / 190

Going ahead to step 5:
When dividing 1572 by 190, we get 8 with a remainder of 52.
The next digit of our result is 8. 
Result so far: 68.0
Subtracting 1520 from 1572 leaves us with 52.
Append the next digit (0) from the dividend to 52 and continue with: 520 / 190

Moving on to step 6:
When dividing 520 by 190, we get 2 with a remainder of 140.
Use 2 as the next digit of our solution. 
Result so far: 682.0
The remainder is 140 after subtracting 380 from 520.
Include the next digit (5) from the dividend after 140, then repeat: 1405 / 190

Step 7:
The number 190 fits into 1405 7 times, leaving a remainder of 75.
Write down 7 as next digit of the result. 
Result so far: 6827.0
The remainder is 75 after subtracting 1330 from 1405.
Include the next digit (7) from the dividend after 75, then repeat: 757 / 190

Let's proceed to step 8:
190 goes into 757 3 times with a remainder of 187.
Write down 3 as next digit of the result. 
Result so far: 68273.0
The remainder is 187 after subtracting 570 from 757.
Since there are no more digits in the dividend, we add a zero to the remainder making it 1870, and continue the process.

Let's proceed to step 9:
If we divide 1870 by 190, we get 9 and a remainder of 160.
Use 9 as the next digit of our solution. 
Result so far: 68273.9
Deduct 1710 from 1870 and we're left with 160.
Since there are no more digits in the dividend, we add a zero to the remainder making it 1600, and continue the process.

On to step 10:
The number 190 fits into 1600 8 times, leaving a remainder of 80.
Write down 8 as next digit of the result. 
Result so far: 68273.98
The remainder is 80 after subtracting 1520 from 1600.
Since there are no more digits in the dividend, we add a zero to the remainder making it 800, and continue the process.

Let's proceed to step 11:
When dividing 800 by 190, we get 4 with a remainder of 40.
Write down 4 as next digit of the result. 
Result so far: 68273.984
If we subtract 760 from 800, we get 40.
Since there are no more digits in the dividend, we add a zero to the remainder making it 400, and continue the process.

Moving on to step 12:
400 divided by 190 is 2 with a remainder of 20.
The number 2 becomes the next digit in our result. 
Result so far: 68273.9842
Subtract 380 from 400 to get 20.
Since there are no more digits in the dividend, we add a zero to the remainder making it 200, and continue the process.

Moving on to step 13:
If we divide 200 by 190, we get 1 and a remainder of 10.
Use 1 as the next digit of our solution. 
Result so far: 68273.98421
Subtracting 190 from 200 leaves us with 10.
Since there are no more digits in the dividend, we add a zero to the remainder making it 100, and continue the process.

Step 14:
When dividing 100 by 190, we get 0 with a remainder of 100.
Record the quotient 0 as the next digit in the result. 
Result so far: 68273.98421
Deduct 0 from 100 and we're left with 100.
Since there are no more digits in the dividend, we add a zero to the remainder making it 1000, and continue the process.

Step 15:
When dividing 1000 by 190, we get 5 with a remainder of 50.
Write down 5 as next digit of the result. 
Result so far: 68273.9842105
If we subtract 950 from 1000, we get 50.
Since there are no more digits in the dividend, we add a zero to the remainder making it 500, and continue the process.

Step 16:
190 goes into 500 2 times with a remainder of 120.
Record the quotient 2 as the next digit in the result. 
Result so far: 68273.98421052
If we subtract 380 from 500, we get 120.
Since there are no more digits in the dividend, we add a zero to the remainder making it 1200, and continue the process.

The final outcome is 68273.98421052, with a leftover of 1.2e-07.