Alright, let's work through 3915 times 5354 step by step
3915 × 5354 = 5354 × (3915)
+ 5354 × 5 giving us 26770
+ 5354 × 10 yielding 53540
+ 5354 × 900 resulting in 4818600
+ 5354 × 3000 yielding 16062000

= 20960910
