OK, let's crack this. We're given 195 and our task is to multiply it by 9. Essentially, we'll be adding 195 to itself 9 times.
Step 1: 0 + 195 = 195
Step 2: 195 + 195 = 390
Step 3: 390 + 195 = 585
Step 4: 585 + 195 = 780
Step 5: 780 + 195 = 975
Step 6: 975 + 195 = 1170
Step 7: 1170 + 195 = 1365
Step 8: 1365 + 195 = 1560
Step 9: 1560 + 195 = 1755

So, 195*9 = 1755