Alright, let's work through 9860 times 4565 step by step
9860 × 4565 = 4565 × (9860)
+ 4565 × 0 producing 0
+ 4565 × 60 producing 273900
+ 4565 × 800 giving us 3652000
+ 4565 × 9000 that is equal 41085000

= 45010900
