Alright, let's work through 4428 times 895 step by step
4428 × 895 = 895 × (4428)
+ 895 × 8 that equals 7160
+ 895 × 20 that equals 17900
+ 895 × 400 giving us 358000
+ 895 × 4000 which equals 3580000

= 3963060
