We look at the division of 10246874 by 495 
The aim is to understand the frequency of 495 in 10246874.

Let's proceed to step 1:
If we divide 1 by 495, we get 0 and a remainder of 1.
Record the quotient 0 as the next digit in the result. 
Result so far: 0.0
The remainder is 1 after subtracting 0 from 1.
Fetch the next digit (0) from the dividend, attach it to 1 and continue: 10 / 495

Let's proceed to step 2:
10 divided by 495 is 0 with a remainder of 10.
Put 0 as the next digit of the answer. 
Result so far: 0.0
The remainder is 10 after subtracting 0 from 10.
Take the next digit (2) from the dividend and append it to 10, then repeat: 102 / 495

Advancing to step 3:
When dividing 102 by 495, we get 0 with a remainder of 102.
The number 0 becomes the next digit in our result. 
Result so far: 0.0
If we take 0 away from 102, we end up with 102.
Grab the next digit (4) from the dividend, add it to 102, then carry on: 1024 / 495

On to step 4:
If we divide 1024 by 495, we get 2 and a remainder of 34.
Record the quotient 2 as the next digit in the result. 
Result so far: 2.0
Subtract 990 from 1024 to get 34.
Grab the next digit (6) from the dividend, add it to 34, then carry on: 346 / 495

Step 5:
If we divide 346 by 495, we get 0 and a remainder of 346.
Record the quotient 0 as the next digit in the result. 
Result so far: 20.0
The remainder is 346 after subtracting 0 from 346.
Grab the next digit (8) from the dividend, add it to 346, then carry on: 3468 / 495

Step 6:
495 goes into 3468 7 times with a remainder of 3.
The number 7 becomes the next digit in our result. 
Result so far: 207.0
If we take 3465 away from 3468, we end up with 3.
Bring next digit (7) of the dividend behind the 3 and repeat the process: 37 / 495

Going ahead to step 7:
37 divided by 495 is 0 with a remainder of 37.
The next digit of our result is 0. 
Result so far: 2070.0
If we subtract 0 from 37, we get 37.
Append the next digit (4) from the dividend to 37 and continue with: 374 / 495

Let's proceed to step 8:
495 can be fit into 374 0 times, resulting in a remainder of 374.
The next digit of our result is 0. 
Result so far: 20700.0
If we take 0 away from 374, we end up with 374.
Since there are no more digits in the dividend, we add a zero to the remainder making it 3740, and continue the process.

Let's proceed to step 9:
3740 divided by 495 is 7 with a remainder of 275.
Use 7 as the next digit of our solution. 
Result so far: 20700.7
The remainder is 275 after subtracting 3465 from 3740.
Since there are no more digits in the dividend, we add a zero to the remainder making it 2750, and continue the process.

Advancing to step 10:
495 goes into 2750 5 times with a remainder of 275.
The number 5 becomes the next digit in our result. 
Result so far: 20700.75
Subtracting 2475 from 2750 leaves us with 275.
Since there are no more digits in the dividend, we add a zero to the remainder making it 2750, and continue the process.

Going ahead to step 11:
2750 divided by 495 is 5 with a remainder of 275.
Put 5 as the next digit of the answer. 
Result so far: 20700.755
If we take 2475 away from 2750, we end up with 275.
Since there are no more digits in the dividend, we add a zero to the remainder making it 2750, and continue the process.

After the division, we end up with 20700.755 and a remainder of 0.0275.