Let's divide 499732 by 95
The aim is to understand the frequency of 95 in 499732.

On to step 1:
95 goes into 4 0 times with a remainder of 4.
Put 0 as the next digit of the answer. 
Result so far: 0.0
Subtracting 0 from 4 leaves us with 4.
Take the next digit (9) from the dividend and append it to 4, then repeat: 49 / 95

Advancing to step 2:
When dividing 49 by 95, we get 0 with a remainder of 49.
The next digit of our result is 0. 
Result so far: 0.0
Subtract 0 from 49 to get 49.
Grab the next digit (9) from the dividend, add it to 49, then carry on: 499 / 95

Advancing to step 3:
If we divide 499 by 95, we get 5 and a remainder of 24.
The number 5 becomes the next digit in our result. 
Result so far: 5.0
Subtract 475 from 499 to get 24.
Grab the next digit (7) from the dividend, add it to 24, then carry on: 247 / 95

On to step 4:
247 divided by 95 is 2 with a remainder of 57.
Record the quotient 2 as the next digit in the result. 
Result so far: 52.0
If we subtract 190 from 247, we get 57.
Take the next digit (3) from the dividend and append it to 57, then repeat: 573 / 95

On to step 5:
573 divided by 95 is 6 with a remainder of 3.
Use 6 as the next digit of our solution. 
Result so far: 526.0
Subtract 570 from 573 to get 3.
Include the next digit (2) from the dividend after 3, then repeat: 32 / 95

On to step 6:
95 goes into 32 0 times with a remainder of 32.
Record the quotient 0 as the next digit in the result. 
Result so far: 5260.0
If we take 0 away from 32, we end up with 32.
Since there are no more digits in the dividend, we add a zero to the remainder making it 320, and continue the process.

Moving on to step 7:
320 divided by 95 is 3 with a remainder of 35.
Write down 3 as next digit of the result. 
Result so far: 5260.3
If we subtract 285 from 320, we get 35.
Since there are no more digits in the dividend, we add a zero to the remainder making it 350, and continue the process.

Going ahead to step 8:
The number 95 fits into 350 3 times, leaving a remainder of 65.
The next digit of our result is 3. 
Result so far: 5260.33
The remainder is 65 after subtracting 285 from 350.
Since there are no more digits in the dividend, we add a zero to the remainder making it 650, and continue the process.

The final result is 5260.33 with a remainder of 0.065.