OK, let's work through this together. We're starting with 610 and we're going to multiply it by 195, which means we add 610 to itself 195 times.
Step 1: 0 + 610 = 610
Step 2: 610 + 610 = 1220
Step 3: 1220 + 610 = 1830
Step 4: 1830 + 610 = 2440
Step 5: 2440 + 610 = 3050
Step 6: 3050 + 610 = 3660
Step 7: 3660 + 610 = 4270
Step 8: 4270 + 610 = 4880
Step 9: 4880 + 610 = 5490
Step 10: 5490 + 610 = 6100
Step 11: 6100 + 610 = 6710
Step 12: 6710 + 610 = 7320
Step 13: 7320 + 610 = 7930
Step 14: 7930 + 610 = 8540
Step 15: 8540 + 610 = 9150
Step 16: 9150 + 610 = 9760
Step 17: 9760 + 610 = 10370
Step 18: 10370 + 610 = 10980
Step 19: 10980 + 610 = 11590
Step 20: 11590 + 610 = 12200
Step 21: 12200 + 610 = 12810
Step 22: 12810 + 610 = 13420
Step 23: 13420 + 610 = 14030
Step 24: 14030 + 610 = 14640
Step 25: 14640 + 610 = 15250
Step 26: 15250 + 610 = 15860
Step 27: 15860 + 610 = 16470
Step 28: 16470 + 610 = 17080
Step 29: 17080 + 610 = 17690
Step 30: 17690 + 610 = 18300
Step 31: 18300 + 610 = 18910
Step 32: 18910 + 610 = 19520
Step 33: 19520 + 610 = 20130
Step 34: 20130 + 610 = 20740
Step 35: 20740 + 610 = 21350
Step 36: 21350 + 610 = 21960
Step 37: 21960 + 610 = 22570
Step 38: 22570 + 610 = 23180
Step 39: 23180 + 610 = 23790
Step 40: 23790 + 610 = 24400
Step 41: 24400 + 610 = 25010
Step 42: 25010 + 610 = 25620
Step 43: 25620 + 610 = 26230
Step 44: 26230 + 610 = 26840
Step 45: 26840 + 610 = 27450
Step 46: 27450 + 610 = 28060
Step 47: 28060 + 610 = 28670
Step 48: 28670 + 610 = 29280
Step 49: 29280 + 610 = 29890
Step 50: 29890 + 610 = 30500
Step 51: 30500 + 610 = 31110
Step 52: 31110 + 610 = 31720
Step 53: 31720 + 610 = 32330
Step 54: 32330 + 610 = 32940
Step 55: 32940 + 610 = 33550
Step 56: 33550 + 610 = 34160
Step 57: 34160 + 610 = 34770
Step 58: 34770 + 610 = 35380
Step 59: 35380 + 610 = 35990
Step 60: 35990 + 610 = 36600
Step 61: 36600 + 610 = 37210
Step 62: 37210 + 610 = 37820
Step 63: 37820 + 610 = 38430
Step 64: 38430 + 610 = 39040
Step 65: 39040 + 610 = 39650
Step 66: 39650 + 610 = 40260
Step 67: 40260 + 610 = 40870
Step 68: 40870 + 610 = 41480
Step 69: 41480 + 610 = 42090
Step 70: 42090 + 610 = 42700
Step 71: 42700 + 610 = 43310
Step 72: 43310 + 610 = 43920
Step 73: 43920 + 610 = 44530
Step 74: 44530 + 610 = 45140
Step 75: 45140 + 610 = 45750
Step 76: 45750 + 610 = 46360
Step 77: 46360 + 610 = 46970
Step 78: 46970 + 610 = 47580
Step 79: 47580 + 610 = 48190
Step 80: 48190 + 610 = 48800
Step 81: 48800 + 610 = 49410
Step 82: 49410 + 610 = 50020
Step 83: 50020 + 610 = 50630
Step 84: 50630 + 610 = 51240
Step 85: 51240 + 610 = 51850
Step 86: 51850 + 610 = 52460
Step 87: 52460 + 610 = 53070
Step 88: 53070 + 610 = 53680
Step 89: 53680 + 610 = 54290
Step 90: 54290 + 610 = 54900
Step 91: 54900 + 610 = 55510
Step 92: 55510 + 610 = 56120
Step 93: 56120 + 610 = 56730
Step 94: 56730 + 610 = 57340
Step 95: 57340 + 610 = 57950
Step 96: 57950 + 610 = 58560
Step 97: 58560 + 610 = 59170
Step 98: 59170 + 610 = 59780
Step 99: 59780 + 610 = 60390
Step 100: 60390 + 610 = 61000
Step 101: 61000 + 610 = 61610
Step 102: 61610 + 610 = 62220
Step 103: 62220 + 610 = 62830
Step 104: 62830 + 610 = 63440
Step 105: 63440 + 610 = 64050
Step 106: 64050 + 610 = 64660
Step 107: 64660 + 610 = 65270
Step 108: 65270 + 610 = 65880
Step 109: 65880 + 610 = 66490
Step 110: 66490 + 610 = 67100
Step 111: 67100 + 610 = 67710
Step 112: 67710 + 610 = 68320
Step 113: 68320 + 610 = 68930
Step 114: 68930 + 610 = 69540
Step 115: 69540 + 610 = 70150
Step 116: 70150 + 610 = 70760
Step 117: 70760 + 610 = 71370
Step 118: 71370 + 610 = 71980
Step 119: 71980 + 610 = 72590
Step 120: 72590 + 610 = 73200
Step 121: 73200 + 610 = 73810
Step 122: 73810 + 610 = 74420
Step 123: 74420 + 610 = 75030
Step 124: 75030 + 610 = 75640
Step 125: 75640 + 610 = 76250
Step 126: 76250 + 610 = 76860
Step 127: 76860 + 610 = 77470
Step 128: 77470 + 610 = 78080
Step 129: 78080 + 610 = 78690
Step 130: 78690 + 610 = 79300
Step 131: 79300 + 610 = 79910
Step 132: 79910 + 610 = 80520
Step 133: 80520 + 610 = 81130
Step 134: 81130 + 610 = 81740
Step 135: 81740 + 610 = 82350
Step 136: 82350 + 610 = 82960
Step 137: 82960 + 610 = 83570
Step 138: 83570 + 610 = 84180
Step 139: 84180 + 610 = 84790
Step 140: 84790 + 610 = 85400
Step 141: 85400 + 610 = 86010
Step 142: 86010 + 610 = 86620
Step 143: 86620 + 610 = 87230
Step 144: 87230 + 610 = 87840
Step 145: 87840 + 610 = 88450
Step 146: 88450 + 610 = 89060
Step 147: 89060 + 610 = 89670
Step 148: 89670 + 610 = 90280
Step 149: 90280 + 610 = 90890
Step 150: 90890 + 610 = 91500
Step 151: 91500 + 610 = 92110
Step 152: 92110 + 610 = 92720
Step 153: 92720 + 610 = 93330
Step 154: 93330 + 610 = 93940
Step 155: 93940 + 610 = 94550
Step 156: 94550 + 610 = 95160
Step 157: 95160 + 610 = 95770
Step 158: 95770 + 610 = 96380
Step 159: 96380 + 610 = 96990
Step 160: 96990 + 610 = 97600
Step 161: 97600 + 610 = 98210
Step 162: 98210 + 610 = 98820
Step 163: 98820 + 610 = 99430
Step 164: 99430 + 610 = 100040
Step 165: 100040 + 610 = 100650
Step 166: 100650 + 610 = 101260
Step 167: 101260 + 610 = 101870
Step 168: 101870 + 610 = 102480
Step 169: 102480 + 610 = 103090
Step 170: 103090 + 610 = 103700
Step 171: 103700 + 610 = 104310
Step 172: 104310 + 610 = 104920
Step 173: 104920 + 610 = 105530
Step 174: 105530 + 610 = 106140
Step 175: 106140 + 610 = 106750
Step 176: 106750 + 610 = 107360
Step 177: 107360 + 610 = 107970
Step 178: 107970 + 610 = 108580
Step 179: 108580 + 610 = 109190
Step 180: 109190 + 610 = 109800
Step 181: 109800 + 610 = 110410
Step 182: 110410 + 610 = 111020
Step 183: 111020 + 610 = 111630
Step 184: 111630 + 610 = 112240
Step 185: 112240 + 610 = 112850
Step 186: 112850 + 610 = 113460
Step 187: 113460 + 610 = 114070
Step 188: 114070 + 610 = 114680
Step 189: 114680 + 610 = 115290
Step 190: 115290 + 610 = 115900
Step 191: 115900 + 610 = 116510
Step 192: 116510 + 610 = 117120
Step 193: 117120 + 610 = 117730
Step 194: 117730 + 610 = 118340
Step 195: 118340 + 610 = 118950

So, 610*195 = 118950