Alright, let's work through 1995 times 5066 step by step
1995 × 5066 = 5066 × (1995)
+ 5066 × 5 that is equal 25330
+ 5066 × 90 what gives us 455940
+ 5066 × 900 what gives us 4559400
+ 5066 × 1000 what gives us 5066000

= 10106670
