Let's break this down. We're going to add 9020 and 3028 together.

Step 1: We'll start by adding the digits 0 & 8 in column 1 and get 8.

Step 2: We'll start by adding the digits 2 & 2 in column 2 and get 4.

Step 3: We'll start by adding the digits 0 & 0 in column 3 and get 0.

Step 4: We'll start by adding the digits 9 & 3 in column 4 and get 12.
We'll write down the last digit 2 and carry the 1 to the next column.

So, 9020 + 3028 = 12048.

