Alright, let's work through 6863 times 5495 step by step
6863 × 5495 = 5495 × (6863)
+ 5495 × 3 that equals 16485
+ 5495 × 60 resulting in 329700
+ 5495 × 800 that equals 4396000
+ 5495 × 6000 producing 32970000

= 37712185
