We divide 197487 by 20
We're looking to find how many times 20 goes into 197487.

Advancing to step 1:
20 goes into 1 0 times with a remainder of 1.
Put 0 as the next digit of the answer. 
Result so far: 0.0
The remainder is 1 after subtracting 0 from 1.
Include the next digit (9) from the dividend after 1, then repeat: 19 / 20

Step 2:
The number 20 fits into 19 0 times, leaving a remainder of 19.
The number 0 becomes the next digit in our result. 
Result so far: 0.0
Subtracting 0 from 19 leaves us with 19.
Fetch the next digit (7) from the dividend, attach it to 19 and continue: 197 / 20

Step 3:
20 goes into 197 9 times with a remainder of 17.
Use 9 as the next digit of our solution. 
Result so far: 9.0
Subtract 180 from 197 to get 17.
Bring next digit (4) of the dividend behind the 17 and repeat the process: 174 / 20

Moving on to step 4:
20 can be fit into 174 8 times, resulting in a remainder of 14.
The number 8 becomes the next digit in our result. 
Result so far: 98.0
Deduct 160 from 174 and we're left with 14.
Append the next digit (8) from the dividend to 14 and continue with: 148 / 20

Advancing to step 5:
The number 20 fits into 148 7 times, leaving a remainder of 8.
Use 7 as the next digit of our solution. 
Result so far: 987.0
If we subtract 140 from 148, we get 8.
Bring next digit (7) of the dividend behind the 8 and repeat the process: 87 / 20

Going ahead to step 6:
87 divided by 20 is 4 with a remainder of 7.
The number 4 becomes the next digit in our result. 
Result so far: 9874.0
Subtracting 80 from 87 leaves us with 7.
Since there are no more digits in the dividend, we add a zero to the remainder making it 70, and continue the process.

Let's proceed to step 7:
The number 20 fits into 70 3 times, leaving a remainder of 10.
Put 3 as the next digit of the answer. 
Result so far: 9874.3
Subtracting 60 from 70 leaves us with 10.
Since there are no more digits in the dividend, we add a zero to the remainder making it 100, and continue the process.

Going ahead to step 8:
The number 20 fits into 100 5 times, leaving a remainder of 0.
The number 5 becomes the next digit in our result. 
Result so far: 9874.35
If we take 100 away from 100, we end up with 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

Step 9:
20 goes into 0 0 times with a remainder of 0.
Put 0 as the next digit of the answer. 
Result so far: 9874.35
If we subtract 0 from 0, we get 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

Step 10:
The number 20 fits into 0 0 times, leaving a remainder of 0.
The number 0 becomes the next digit in our result. 
Result so far: 9874.35
If we subtract 0 from 0, we get 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

In conclusion, the division gives 9874.35 with a balance of 0.0.