Alright, let's work through 9995 times 12 step by step
9995 × 12 = 12 × (9995)
+ 12 × 5 giving us 60
+ 12 × 90 that is equal 1080
+ 12 × 900 what gives us 10800
+ 12 × 9000 resulting in 108000

= 119940
