Let's break this down. We're going to add 9514 and 3406 together.

Step 1: We'll start by adding the digits 4 & 6 in column 1 and get 10.
We'll write down the last digit 0 and carry the 1 to the next column.

Step 2: We'll start by adding the digits 1 & 0 in column 2 and get 2.

Step 3: We'll start by adding the digits 5 & 4 in column 3 and get 9.

Step 4: We'll start by adding the digits 9 & 3 in column 4 and get 12.
We'll write down the last digit 2 and carry the 1 to the next column.

So, 9514 + 3406 = 12920.

