Alright, let's work through 3913 times 9994 step by step
3913 × 9994 = 9994 × (3913)
+ 9994 × 3 that equals 29982
+ 9994 × 10 resulting in 99940
+ 9994 × 900 giving us 8994600
+ 9994 × 3000 that is equal 29982000

= 39106522
