We divide 962945 by 20
Let's see how many times 20 fits into 962945.

Moving on to step 1:
The number 20 fits into 9 0 times, leaving a remainder of 9.
The number 0 becomes the next digit in our result. 
Result so far: 0.0
The remainder is 9 after subtracting 0 from 9.
Bring next digit (6) of the dividend behind the 9 and repeat the process: 96 / 20

Moving on to step 2:
The number 20 fits into 96 4 times, leaving a remainder of 16.
Write down 4 as next digit of the result. 
Result so far: 4.0
The remainder is 16 after subtracting 80 from 96.
Grab the next digit (2) from the dividend, add it to 16, then carry on: 162 / 20

On to step 3:
The number 20 fits into 162 8 times, leaving a remainder of 2.
The next digit of our result is 8. 
Result so far: 48.0
If we take 160 away from 162, we end up with 2.
Include the next digit (9) from the dividend after 2, then repeat: 29 / 20

Step 4:
The number 20 fits into 29 1 times, leaving a remainder of 9.
Write down 1 as next digit of the result. 
Result so far: 481.0
Subtracting 20 from 29 leaves us with 9.
Bring next digit (4) of the dividend behind the 9 and repeat the process: 94 / 20

On to step 5:
If we divide 94 by 20, we get 4 and a remainder of 14.
Write down 4 as next digit of the result. 
Result so far: 4814.0
If we take 80 away from 94, we end up with 14.
Take the next digit (5) from the dividend and append it to 14, then repeat: 145 / 20

Step 6:
When dividing 145 by 20, we get 7 with a remainder of 5.
Record the quotient 7 as the next digit in the result. 
Result so far: 48147.0
If we take 140 away from 145, we end up with 5.
Since there are no more digits in the dividend, we add a zero to the remainder making it 50, and continue the process.

Let's proceed to step 7:
50 divided by 20 is 2 with a remainder of 10.
The next digit of our result is 2. 
Result so far: 48147.2
If we subtract 40 from 50, we get 10.
Since there are no more digits in the dividend, we add a zero to the remainder making it 100, and continue the process.

Step 8:
If we divide 100 by 20, we get 5 and a remainder of 0.
The next digit of our result is 5. 
Result so far: 48147.25
The remainder is 0 after subtracting 100 from 100.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

Moving on to step 9:
When dividing 0 by 20, we get 0 with a remainder of 0.
Write down 0 as next digit of the result. 
Result so far: 48147.25
Subtracting 0 from 0 leaves us with 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

Advancing to step 10:
20 goes into 0 0 times with a remainder of 0.
Record the quotient 0 as the next digit in the result. 
Result so far: 48147.25
Deduct 0 from 0 and we're left with 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

The final result is 48147.25 with a remainder of 0.0.