Alright, let's work through 3912 times 9707 step by step
3912 × 9707 = 9707 × (3912)
+ 9707 × 2 that is equal 19414
+ 9707 × 10 that results in 97070
+ 9707 × 900 that is equal 8736300
+ 9707 × 3000 giving us 29121000

= 37973784
