12962732 ÷ 37 
The aim is to understand the frequency of 37 in 12962732.

Let's proceed to step 1:
1 divided by 37 is 0 with a remainder of 1.
Write down 0 as next digit of the result. 
Result so far: 0.0
Subtracting 0 from 1 leaves us with 1.
Grab the next digit (2) from the dividend, add it to 1, then carry on: 12 / 37

Advancing to step 2:
When dividing 12 by 37, we get 0 with a remainder of 12.
The number 0 becomes the next digit in our result. 
Result so far: 0.0
Subtracting 0 from 12 leaves us with 12.
Take the next digit (9) from the dividend and append it to 12, then repeat: 129 / 37

Step 3:
37 can be fit into 129 3 times, resulting in a remainder of 18.
The next digit of our result is 3. 
Result so far: 3.0
The remainder is 18 after subtracting 111 from 129.
Fetch the next digit (6) from the dividend, attach it to 18 and continue: 186 / 37

Moving on to step 4:
37 goes into 186 5 times with a remainder of 1.
Write down 5 as next digit of the result. 
Result so far: 35.0
If we take 185 away from 186, we end up with 1.
Grab the next digit (2) from the dividend, add it to 1, then carry on: 12 / 37

Going ahead to step 5:
37 can be fit into 12 0 times, resulting in a remainder of 12.
The number 0 becomes the next digit in our result. 
Result so far: 350.0
Subtracting 0 from 12 leaves us with 12.
Take the next digit (7) from the dividend and append it to 12, then repeat: 127 / 37

Let's proceed to step 6:
When dividing 127 by 37, we get 3 with a remainder of 16.
Use 3 as the next digit of our solution. 
Result so far: 3503.0
Subtracting 111 from 127 leaves us with 16.
Take the next digit (3) from the dividend and append it to 16, then repeat: 163 / 37

Step 7:
37 can be fit into 163 4 times, resulting in a remainder of 15.
Write down 4 as next digit of the result. 
Result so far: 35034.0
Subtract 148 from 163 to get 15.
Bring next digit (2) of the dividend behind the 15 and repeat the process: 152 / 37

Advancing to step 8:
37 can be fit into 152 4 times, resulting in a remainder of 4.
The next digit of our result is 4. 
Result so far: 350344.0
Subtracting 148 from 152 leaves us with 4.
Since there are no more digits in the dividend, we add a zero to the remainder making it 40, and continue the process.

Advancing to step 9:
37 can be fit into 40 1 times, resulting in a remainder of 3.
Write down 1 as next digit of the result. 
Result so far: 350344.1
Subtract 37 from 40 to get 3.
Since there are no more digits in the dividend, we add a zero to the remainder making it 30, and continue the process.

Going ahead to step 10:
If we divide 30 by 37, we get 0 and a remainder of 30.
Record the quotient 0 as the next digit in the result. 
Result so far: 350344.1
If we take 0 away from 30, we end up with 30.
Since there are no more digits in the dividend, we add a zero to the remainder making it 300, and continue the process.

Going ahead to step 11:
37 goes into 300 8 times with a remainder of 4.
Use 8 as the next digit of our solution. 
Result so far: 350344.108
Subtract 296 from 300 to get 4.
Since there are no more digits in the dividend, we add a zero to the remainder making it 40, and continue the process.

On to step 12:
If we divide 40 by 37, we get 1 and a remainder of 3.
Record the quotient 1 as the next digit in the result. 
Result so far: 350344.1081
Subtract 37 from 40 to get 3.
Since there are no more digits in the dividend, we add a zero to the remainder making it 30, and continue the process.

Advancing to step 13:
If we divide 30 by 37, we get 0 and a remainder of 30.
Write down 0 as next digit of the result. 
Result so far: 350344.1081
The remainder is 30 after subtracting 0 from 30.
Since there are no more digits in the dividend, we add a zero to the remainder making it 300, and continue the process.

Advancing to step 14:
37 can be fit into 300 8 times, resulting in a remainder of 4.
The number 8 becomes the next digit in our result. 
Result so far: 350344.108108
The remainder is 4 after subtracting 296 from 300.
Since there are no more digits in the dividend, we add a zero to the remainder making it 40, and continue the process.

Moving on to step 15:
37 goes into 40 1 times with a remainder of 3.
Write down 1 as next digit of the result. 
Result so far: 350344.1081081
Deduct 37 from 40 and we're left with 3.
Since there are no more digits in the dividend, we add a zero to the remainder making it 30, and continue the process.

Step 16:
30 divided by 37 is 0 with a remainder of 30.
Record the quotient 0 as the next digit in the result. 
Result so far: 350344.1081081
If we subtract 0 from 30, we get 30.
Since there are no more digits in the dividend, we add a zero to the remainder making it 300, and continue the process.

In conclusion, the division gives 350344.1081081 with a balance of 3e-08.