Alright, let's work through 3965 times 9701 step by step
3965 × 9701 = 9701 × (3965)
+ 9701 × 5 producing 48505
+ 9701 × 60 producing 582060
+ 9701 × 900 producing 8730900
+ 9701 × 3000 producing 29103000

= 38464465
