20672 ÷ 12 
The aim is to understand the frequency of 12 in 20672.

Let's proceed to step 1:
12 goes into 2 0 times with a remainder of 2.
Record the quotient 0 as the next digit in the result. 
Result so far: 0.0
If we take 0 away from 2, we end up with 2.
Fetch the next digit (0) from the dividend, attach it to 2 and continue: 20 / 12

Going ahead to step 2:
When dividing 20 by 12, we get 1 with a remainder of 8.
The number 1 becomes the next digit in our result. 
Result so far: 1.0
Subtracting 12 from 20 leaves us with 8.
Append the next digit (6) from the dividend to 8 and continue with: 86 / 12

Let's proceed to step 3:
86 divided by 12 is 7 with a remainder of 2.
Put 7 as the next digit of the answer. 
Result so far: 17.0
The remainder is 2 after subtracting 84 from 86.
Include the next digit (7) from the dividend after 2, then repeat: 27 / 12

Going ahead to step 4:
12 goes into 27 2 times with a remainder of 3.
Record the quotient 2 as the next digit in the result. 
Result so far: 172.0
Deduct 24 from 27 and we're left with 3.
Fetch the next digit (2) from the dividend, attach it to 3 and continue: 32 / 12

Advancing to step 5:
When dividing 32 by 12, we get 2 with a remainder of 8.
The next digit of our result is 2. 
Result so far: 1722.0
Deduct 24 from 32 and we're left with 8.
Since there are no more digits in the dividend, we add a zero to the remainder making it 80, and continue the process.

Going ahead to step 6:
80 divided by 12 is 6 with a remainder of 8.
The next digit of our result is 6. 
Result so far: 1722.6
Subtracting 72 from 80 leaves us with 8.
Since there are no more digits in the dividend, we add a zero to the remainder making it 80, and continue the process.

Step 7:
If we divide 80 by 12, we get 6 and a remainder of 8.
The next digit of our result is 6. 
Result so far: 1722.66
The remainder is 8 after subtracting 72 from 80.
Since there are no more digits in the dividend, we add a zero to the remainder making it 80, and continue the process.

After the division, we end up with 1722.66 and a remainder of 0.008.