We're dividing 981192 by 95 
The aim is to understand the frequency of 95 in 981192.

Going ahead to step 1:
9 divided by 95 is 0 with a remainder of 9.
The number 0 becomes the next digit in our result. 
Result so far: 0.0
If we subtract 0 from 9, we get 9.
Grab the next digit (8) from the dividend, add it to 9, then carry on: 98 / 95

Going ahead to step 2:
If we divide 98 by 95, we get 1 and a remainder of 3.
The next digit of our result is 1. 
Result so far: 1.0
Deduct 95 from 98 and we're left with 3.
Take the next digit (1) from the dividend and append it to 3, then repeat: 31 / 95

Let's proceed to step 3:
If we divide 31 by 95, we get 0 and a remainder of 31.
The next digit of our result is 0. 
Result so far: 10.0
If we subtract 0 from 31, we get 31.
Fetch the next digit (1) from the dividend, attach it to 31 and continue: 311 / 95

Moving on to step 4:
If we divide 311 by 95, we get 3 and a remainder of 26.
The next digit of our result is 3. 
Result so far: 103.0
Subtracting 285 from 311 leaves us with 26.
Append the next digit (9) from the dividend to 26 and continue with: 269 / 95

Moving on to step 5:
269 divided by 95 is 2 with a remainder of 79.
The number 2 becomes the next digit in our result. 
Result so far: 1032.0
Subtract 190 from 269 to get 79.
Bring next digit (2) of the dividend behind the 79 and repeat the process: 792 / 95

Advancing to step 6:
If we divide 792 by 95, we get 8 and a remainder of 32.
The next digit of our result is 8. 
Result so far: 10328.0
If we subtract 760 from 792, we get 32.
Since there are no more digits in the dividend, we add a zero to the remainder making it 320, and continue the process.

On to step 7:
When dividing 320 by 95, we get 3 with a remainder of 35.
Write down 3 as next digit of the result. 
Result so far: 10328.3
Deduct 285 from 320 and we're left with 35.
Since there are no more digits in the dividend, we add a zero to the remainder making it 350, and continue the process.

Let's proceed to step 8:
If we divide 350 by 95, we get 3 and a remainder of 65.
Record the quotient 3 as the next digit in the result. 
Result so far: 10328.33
Subtract 285 from 350 to get 65.
Since there are no more digits in the dividend, we add a zero to the remainder making it 650, and continue the process.

The quotient of the division is 10328.33, and the remainder is 0.065.