Alright, let's work through 3199 times 6551 step by step
3199 × 6551 = 6551 × (3199)
+ 6551 × 9 resulting in 58959
+ 6551 × 90 that is equal 589590
+ 6551 × 100 yielding 655100
+ 6551 × 3000 what gives us 19653000

= 20956649
