Alright, let's work through 5195 times 4278 step by step
5195 × 4278 = 4278 × (5195)
+ 4278 × 5 yielding 21390
+ 4278 × 90 that equals 385020
+ 4278 × 100 producing 427800
+ 4278 × 5000 giving us 21390000

= 22224210
