Let's get this math done. We have 970 and we're going to multiply it by 195. This is the same as taking 970 and adding it to itself 195 times.
Step 1: 0 + 970 = 970
Step 2: 970 + 970 = 1940
Step 3: 1940 + 970 = 2910
Step 4: 2910 + 970 = 3880
Step 5: 3880 + 970 = 4850
Step 6: 4850 + 970 = 5820
Step 7: 5820 + 970 = 6790
Step 8: 6790 + 970 = 7760
Step 9: 7760 + 970 = 8730
Step 10: 8730 + 970 = 9700
Step 11: 9700 + 970 = 10670
Step 12: 10670 + 970 = 11640
Step 13: 11640 + 970 = 12610
Step 14: 12610 + 970 = 13580
Step 15: 13580 + 970 = 14550
Step 16: 14550 + 970 = 15520
Step 17: 15520 + 970 = 16490
Step 18: 16490 + 970 = 17460
Step 19: 17460 + 970 = 18430
Step 20: 18430 + 970 = 19400
Step 21: 19400 + 970 = 20370
Step 22: 20370 + 970 = 21340
Step 23: 21340 + 970 = 22310
Step 24: 22310 + 970 = 23280
Step 25: 23280 + 970 = 24250
Step 26: 24250 + 970 = 25220
Step 27: 25220 + 970 = 26190
Step 28: 26190 + 970 = 27160
Step 29: 27160 + 970 = 28130
Step 30: 28130 + 970 = 29100
Step 31: 29100 + 970 = 30070
Step 32: 30070 + 970 = 31040
Step 33: 31040 + 970 = 32010
Step 34: 32010 + 970 = 32980
Step 35: 32980 + 970 = 33950
Step 36: 33950 + 970 = 34920
Step 37: 34920 + 970 = 35890
Step 38: 35890 + 970 = 36860
Step 39: 36860 + 970 = 37830
Step 40: 37830 + 970 = 38800
Step 41: 38800 + 970 = 39770
Step 42: 39770 + 970 = 40740
Step 43: 40740 + 970 = 41710
Step 44: 41710 + 970 = 42680
Step 45: 42680 + 970 = 43650
Step 46: 43650 + 970 = 44620
Step 47: 44620 + 970 = 45590
Step 48: 45590 + 970 = 46560
Step 49: 46560 + 970 = 47530
Step 50: 47530 + 970 = 48500
Step 51: 48500 + 970 = 49470
Step 52: 49470 + 970 = 50440
Step 53: 50440 + 970 = 51410
Step 54: 51410 + 970 = 52380
Step 55: 52380 + 970 = 53350
Step 56: 53350 + 970 = 54320
Step 57: 54320 + 970 = 55290
Step 58: 55290 + 970 = 56260
Step 59: 56260 + 970 = 57230
Step 60: 57230 + 970 = 58200
Step 61: 58200 + 970 = 59170
Step 62: 59170 + 970 = 60140
Step 63: 60140 + 970 = 61110
Step 64: 61110 + 970 = 62080
Step 65: 62080 + 970 = 63050
Step 66: 63050 + 970 = 64020
Step 67: 64020 + 970 = 64990
Step 68: 64990 + 970 = 65960
Step 69: 65960 + 970 = 66930
Step 70: 66930 + 970 = 67900
Step 71: 67900 + 970 = 68870
Step 72: 68870 + 970 = 69840
Step 73: 69840 + 970 = 70810
Step 74: 70810 + 970 = 71780
Step 75: 71780 + 970 = 72750
Step 76: 72750 + 970 = 73720
Step 77: 73720 + 970 = 74690
Step 78: 74690 + 970 = 75660
Step 79: 75660 + 970 = 76630
Step 80: 76630 + 970 = 77600
Step 81: 77600 + 970 = 78570
Step 82: 78570 + 970 = 79540
Step 83: 79540 + 970 = 80510
Step 84: 80510 + 970 = 81480
Step 85: 81480 + 970 = 82450
Step 86: 82450 + 970 = 83420
Step 87: 83420 + 970 = 84390
Step 88: 84390 + 970 = 85360
Step 89: 85360 + 970 = 86330
Step 90: 86330 + 970 = 87300
Step 91: 87300 + 970 = 88270
Step 92: 88270 + 970 = 89240
Step 93: 89240 + 970 = 90210
Step 94: 90210 + 970 = 91180
Step 95: 91180 + 970 = 92150
Step 96: 92150 + 970 = 93120
Step 97: 93120 + 970 = 94090
Step 98: 94090 + 970 = 95060
Step 99: 95060 + 970 = 96030
Step 100: 96030 + 970 = 97000
Step 101: 97000 + 970 = 97970
Step 102: 97970 + 970 = 98940
Step 103: 98940 + 970 = 99910
Step 104: 99910 + 970 = 100880
Step 105: 100880 + 970 = 101850
Step 106: 101850 + 970 = 102820
Step 107: 102820 + 970 = 103790
Step 108: 103790 + 970 = 104760
Step 109: 104760 + 970 = 105730
Step 110: 105730 + 970 = 106700
Step 111: 106700 + 970 = 107670
Step 112: 107670 + 970 = 108640
Step 113: 108640 + 970 = 109610
Step 114: 109610 + 970 = 110580
Step 115: 110580 + 970 = 111550
Step 116: 111550 + 970 = 112520
Step 117: 112520 + 970 = 113490
Step 118: 113490 + 970 = 114460
Step 119: 114460 + 970 = 115430
Step 120: 115430 + 970 = 116400
Step 121: 116400 + 970 = 117370
Step 122: 117370 + 970 = 118340
Step 123: 118340 + 970 = 119310
Step 124: 119310 + 970 = 120280
Step 125: 120280 + 970 = 121250
Step 126: 121250 + 970 = 122220
Step 127: 122220 + 970 = 123190
Step 128: 123190 + 970 = 124160
Step 129: 124160 + 970 = 125130
Step 130: 125130 + 970 = 126100
Step 131: 126100 + 970 = 127070
Step 132: 127070 + 970 = 128040
Step 133: 128040 + 970 = 129010
Step 134: 129010 + 970 = 129980
Step 135: 129980 + 970 = 130950
Step 136: 130950 + 970 = 131920
Step 137: 131920 + 970 = 132890
Step 138: 132890 + 970 = 133860
Step 139: 133860 + 970 = 134830
Step 140: 134830 + 970 = 135800
Step 141: 135800 + 970 = 136770
Step 142: 136770 + 970 = 137740
Step 143: 137740 + 970 = 138710
Step 144: 138710 + 970 = 139680
Step 145: 139680 + 970 = 140650
Step 146: 140650 + 970 = 141620
Step 147: 141620 + 970 = 142590
Step 148: 142590 + 970 = 143560
Step 149: 143560 + 970 = 144530
Step 150: 144530 + 970 = 145500
Step 151: 145500 + 970 = 146470
Step 152: 146470 + 970 = 147440
Step 153: 147440 + 970 = 148410
Step 154: 148410 + 970 = 149380
Step 155: 149380 + 970 = 150350
Step 156: 150350 + 970 = 151320
Step 157: 151320 + 970 = 152290
Step 158: 152290 + 970 = 153260
Step 159: 153260 + 970 = 154230
Step 160: 154230 + 970 = 155200
Step 161: 155200 + 970 = 156170
Step 162: 156170 + 970 = 157140
Step 163: 157140 + 970 = 158110
Step 164: 158110 + 970 = 159080
Step 165: 159080 + 970 = 160050
Step 166: 160050 + 970 = 161020
Step 167: 161020 + 970 = 161990
Step 168: 161990 + 970 = 162960
Step 169: 162960 + 970 = 163930
Step 170: 163930 + 970 = 164900
Step 171: 164900 + 970 = 165870
Step 172: 165870 + 970 = 166840
Step 173: 166840 + 970 = 167810
Step 174: 167810 + 970 = 168780
Step 175: 168780 + 970 = 169750
Step 176: 169750 + 970 = 170720
Step 177: 170720 + 970 = 171690
Step 178: 171690 + 970 = 172660
Step 179: 172660 + 970 = 173630
Step 180: 173630 + 970 = 174600
Step 181: 174600 + 970 = 175570
Step 182: 175570 + 970 = 176540
Step 183: 176540 + 970 = 177510
Step 184: 177510 + 970 = 178480
Step 185: 178480 + 970 = 179450
Step 186: 179450 + 970 = 180420
Step 187: 180420 + 970 = 181390
Step 188: 181390 + 970 = 182360
Step 189: 182360 + 970 = 183330
Step 190: 183330 + 970 = 184300
Step 191: 184300 + 970 = 185270
Step 192: 185270 + 970 = 186240
Step 193: 186240 + 970 = 187210
Step 194: 187210 + 970 = 188180
Step 195: 188180 + 970 = 189150

So, 970*195 = 189150