Let's roll up our sleeves and solve this. We have 966 and we're going to multiply it by 132, essentially adding 966 to itself 132 times.
Step 1: 0 + 966 = 966
Step 2: 966 + 966 = 1932
Step 3: 1932 + 966 = 2898
Step 4: 2898 + 966 = 3864
Step 5: 3864 + 966 = 4830
Step 6: 4830 + 966 = 5796
Step 7: 5796 + 966 = 6762
Step 8: 6762 + 966 = 7728
Step 9: 7728 + 966 = 8694
Step 10: 8694 + 966 = 9660
Step 11: 9660 + 966 = 10626
Step 12: 10626 + 966 = 11592
Step 13: 11592 + 966 = 12558
Step 14: 12558 + 966 = 13524
Step 15: 13524 + 966 = 14490
Step 16: 14490 + 966 = 15456
Step 17: 15456 + 966 = 16422
Step 18: 16422 + 966 = 17388
Step 19: 17388 + 966 = 18354
Step 20: 18354 + 966 = 19320
Step 21: 19320 + 966 = 20286
Step 22: 20286 + 966 = 21252
Step 23: 21252 + 966 = 22218
Step 24: 22218 + 966 = 23184
Step 25: 23184 + 966 = 24150
Step 26: 24150 + 966 = 25116
Step 27: 25116 + 966 = 26082
Step 28: 26082 + 966 = 27048
Step 29: 27048 + 966 = 28014
Step 30: 28014 + 966 = 28980
Step 31: 28980 + 966 = 29946
Step 32: 29946 + 966 = 30912
Step 33: 30912 + 966 = 31878
Step 34: 31878 + 966 = 32844
Step 35: 32844 + 966 = 33810
Step 36: 33810 + 966 = 34776
Step 37: 34776 + 966 = 35742
Step 38: 35742 + 966 = 36708
Step 39: 36708 + 966 = 37674
Step 40: 37674 + 966 = 38640
Step 41: 38640 + 966 = 39606
Step 42: 39606 + 966 = 40572
Step 43: 40572 + 966 = 41538
Step 44: 41538 + 966 = 42504
Step 45: 42504 + 966 = 43470
Step 46: 43470 + 966 = 44436
Step 47: 44436 + 966 = 45402
Step 48: 45402 + 966 = 46368
Step 49: 46368 + 966 = 47334
Step 50: 47334 + 966 = 48300
Step 51: 48300 + 966 = 49266
Step 52: 49266 + 966 = 50232
Step 53: 50232 + 966 = 51198
Step 54: 51198 + 966 = 52164
Step 55: 52164 + 966 = 53130
Step 56: 53130 + 966 = 54096
Step 57: 54096 + 966 = 55062
Step 58: 55062 + 966 = 56028
Step 59: 56028 + 966 = 56994
Step 60: 56994 + 966 = 57960
Step 61: 57960 + 966 = 58926
Step 62: 58926 + 966 = 59892
Step 63: 59892 + 966 = 60858
Step 64: 60858 + 966 = 61824
Step 65: 61824 + 966 = 62790
Step 66: 62790 + 966 = 63756
Step 67: 63756 + 966 = 64722
Step 68: 64722 + 966 = 65688
Step 69: 65688 + 966 = 66654
Step 70: 66654 + 966 = 67620
Step 71: 67620 + 966 = 68586
Step 72: 68586 + 966 = 69552
Step 73: 69552 + 966 = 70518
Step 74: 70518 + 966 = 71484
Step 75: 71484 + 966 = 72450
Step 76: 72450 + 966 = 73416
Step 77: 73416 + 966 = 74382
Step 78: 74382 + 966 = 75348
Step 79: 75348 + 966 = 76314
Step 80: 76314 + 966 = 77280
Step 81: 77280 + 966 = 78246
Step 82: 78246 + 966 = 79212
Step 83: 79212 + 966 = 80178
Step 84: 80178 + 966 = 81144
Step 85: 81144 + 966 = 82110
Step 86: 82110 + 966 = 83076
Step 87: 83076 + 966 = 84042
Step 88: 84042 + 966 = 85008
Step 89: 85008 + 966 = 85974
Step 90: 85974 + 966 = 86940
Step 91: 86940 + 966 = 87906
Step 92: 87906 + 966 = 88872
Step 93: 88872 + 966 = 89838
Step 94: 89838 + 966 = 90804
Step 95: 90804 + 966 = 91770
Step 96: 91770 + 966 = 92736
Step 97: 92736 + 966 = 93702
Step 98: 93702 + 966 = 94668
Step 99: 94668 + 966 = 95634
Step 100: 95634 + 966 = 96600
Step 101: 96600 + 966 = 97566
Step 102: 97566 + 966 = 98532
Step 103: 98532 + 966 = 99498
Step 104: 99498 + 966 = 100464
Step 105: 100464 + 966 = 101430
Step 106: 101430 + 966 = 102396
Step 107: 102396 + 966 = 103362
Step 108: 103362 + 966 = 104328
Step 109: 104328 + 966 = 105294
Step 110: 105294 + 966 = 106260
Step 111: 106260 + 966 = 107226
Step 112: 107226 + 966 = 108192
Step 113: 108192 + 966 = 109158
Step 114: 109158 + 966 = 110124
Step 115: 110124 + 966 = 111090
Step 116: 111090 + 966 = 112056
Step 117: 112056 + 966 = 113022
Step 118: 113022 + 966 = 113988
Step 119: 113988 + 966 = 114954
Step 120: 114954 + 966 = 115920
Step 121: 115920 + 966 = 116886
Step 122: 116886 + 966 = 117852
Step 123: 117852 + 966 = 118818
Step 124: 118818 + 966 = 119784
Step 125: 119784 + 966 = 120750
Step 126: 120750 + 966 = 121716
Step 127: 121716 + 966 = 122682
Step 128: 122682 + 966 = 123648
Step 129: 123648 + 966 = 124614
Step 130: 124614 + 966 = 125580
Step 131: 125580 + 966 = 126546
Step 132: 126546 + 966 = 127512

So, 966*132 = 127512