We're dividing 732196 by 20 
The aim is to understand the frequency of 20 in 732196.

Let's proceed to step 1:
20 goes into 7 0 times with a remainder of 7.
Record the quotient 0 as the next digit in the result. 
Result so far: 0.0
Subtract 0 from 7 to get 7.
Append the next digit (3) from the dividend to 7 and continue with: 73 / 20

Step 2:
If we divide 73 by 20, we get 3 and a remainder of 13.
The number 3 becomes the next digit in our result. 
Result so far: 3.0
Subtract 60 from 73 to get 13.
Include the next digit (2) from the dividend after 13, then repeat: 132 / 20

Advancing to step 3:
The number 20 fits into 132 6 times, leaving a remainder of 12.
The next digit of our result is 6. 
Result so far: 36.0
If we subtract 120 from 132, we get 12.
Include the next digit (1) from the dividend after 12, then repeat: 121 / 20

Going ahead to step 4:
20 goes into 121 6 times with a remainder of 1.
Put 6 as the next digit of the answer. 
Result so far: 366.0
The remainder is 1 after subtracting 120 from 121.
Take the next digit (9) from the dividend and append it to 1, then repeat: 19 / 20

Moving on to step 5:
19 divided by 20 is 0 with a remainder of 19.
Write down 0 as next digit of the result. 
Result so far: 3660.0
Deduct 0 from 19 and we're left with 19.
Grab the next digit (6) from the dividend, add it to 19, then carry on: 196 / 20

Let's proceed to step 6:
20 goes into 196 9 times with a remainder of 16.
Put 9 as the next digit of the answer. 
Result so far: 36609.0
Subtracting 180 from 196 leaves us with 16.
Since there are no more digits in the dividend, we add a zero to the remainder making it 160, and continue the process.

Going ahead to step 7:
20 goes into 160 8 times with a remainder of 0.
The next digit of our result is 8. 
Result so far: 36609.8
Subtracting 160 from 160 leaves us with 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

Advancing to step 8:
When dividing 0 by 20, we get 0 with a remainder of 0.
Write down 0 as next digit of the result. 
Result so far: 36609.8
Deduct 0 from 0 and we're left with 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

Let's proceed to step 9:
20 can be fit into 0 0 times, resulting in a remainder of 0.
Record the quotient 0 as the next digit in the result. 
Result so far: 36609.8
If we subtract 0 from 0, we get 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

The final outcome is 36609.8, with a leftover of 0.0.