Alright, let's solve this math problem step by step. First, we have the number 195. Next, we see the multiplication sign, which means we need to multiply something. And what are we multiplying it by? We multiply it by 102. So, we're going to take the number 195 and add it to itself 102 times.
Step 1: 0 + 195 = 195
Step 2: 195 + 195 = 390
Step 3: 390 + 195 = 585
Step 4: 585 + 195 = 780
Step 5: 780 + 195 = 975
Step 6: 975 + 195 = 1170
Step 7: 1170 + 195 = 1365
Step 8: 1365 + 195 = 1560
Step 9: 1560 + 195 = 1755
Step 10: 1755 + 195 = 1950
Step 11: 1950 + 195 = 2145
Step 12: 2145 + 195 = 2340
Step 13: 2340 + 195 = 2535
Step 14: 2535 + 195 = 2730
Step 15: 2730 + 195 = 2925
Step 16: 2925 + 195 = 3120
Step 17: 3120 + 195 = 3315
Step 18: 3315 + 195 = 3510
Step 19: 3510 + 195 = 3705
Step 20: 3705 + 195 = 3900
Step 21: 3900 + 195 = 4095
Step 22: 4095 + 195 = 4290
Step 23: 4290 + 195 = 4485
Step 24: 4485 + 195 = 4680
Step 25: 4680 + 195 = 4875
Step 26: 4875 + 195 = 5070
Step 27: 5070 + 195 = 5265
Step 28: 5265 + 195 = 5460
Step 29: 5460 + 195 = 5655
Step 30: 5655 + 195 = 5850
Step 31: 5850 + 195 = 6045
Step 32: 6045 + 195 = 6240
Step 33: 6240 + 195 = 6435
Step 34: 6435 + 195 = 6630
Step 35: 6630 + 195 = 6825
Step 36: 6825 + 195 = 7020
Step 37: 7020 + 195 = 7215
Step 38: 7215 + 195 = 7410
Step 39: 7410 + 195 = 7605
Step 40: 7605 + 195 = 7800
Step 41: 7800 + 195 = 7995
Step 42: 7995 + 195 = 8190
Step 43: 8190 + 195 = 8385
Step 44: 8385 + 195 = 8580
Step 45: 8580 + 195 = 8775
Step 46: 8775 + 195 = 8970
Step 47: 8970 + 195 = 9165
Step 48: 9165 + 195 = 9360
Step 49: 9360 + 195 = 9555
Step 50: 9555 + 195 = 9750
Step 51: 9750 + 195 = 9945
Step 52: 9945 + 195 = 10140
Step 53: 10140 + 195 = 10335
Step 54: 10335 + 195 = 10530
Step 55: 10530 + 195 = 10725
Step 56: 10725 + 195 = 10920
Step 57: 10920 + 195 = 11115
Step 58: 11115 + 195 = 11310
Step 59: 11310 + 195 = 11505
Step 60: 11505 + 195 = 11700
Step 61: 11700 + 195 = 11895
Step 62: 11895 + 195 = 12090
Step 63: 12090 + 195 = 12285
Step 64: 12285 + 195 = 12480
Step 65: 12480 + 195 = 12675
Step 66: 12675 + 195 = 12870
Step 67: 12870 + 195 = 13065
Step 68: 13065 + 195 = 13260
Step 69: 13260 + 195 = 13455
Step 70: 13455 + 195 = 13650
Step 71: 13650 + 195 = 13845
Step 72: 13845 + 195 = 14040
Step 73: 14040 + 195 = 14235
Step 74: 14235 + 195 = 14430
Step 75: 14430 + 195 = 14625
Step 76: 14625 + 195 = 14820
Step 77: 14820 + 195 = 15015
Step 78: 15015 + 195 = 15210
Step 79: 15210 + 195 = 15405
Step 80: 15405 + 195 = 15600
Step 81: 15600 + 195 = 15795
Step 82: 15795 + 195 = 15990
Step 83: 15990 + 195 = 16185
Step 84: 16185 + 195 = 16380
Step 85: 16380 + 195 = 16575
Step 86: 16575 + 195 = 16770
Step 87: 16770 + 195 = 16965
Step 88: 16965 + 195 = 17160
Step 89: 17160 + 195 = 17355
Step 90: 17355 + 195 = 17550
Step 91: 17550 + 195 = 17745
Step 92: 17745 + 195 = 17940
Step 93: 17940 + 195 = 18135
Step 94: 18135 + 195 = 18330
Step 95: 18330 + 195 = 18525
Step 96: 18525 + 195 = 18720
Step 97: 18720 + 195 = 18915
Step 98: 18915 + 195 = 19110
Step 99: 19110 + 195 = 19305
Step 100: 19305 + 195 = 19500
Step 101: 19500 + 195 = 19695
Step 102: 19695 + 195 = 19890

So, 195*102 = 19890