Alright, let's work through 9852 times 3195 step by step
9852 × 3195 = 3195 × (9852)
+ 3195 × 2 that equals 6390
+ 3195 × 50 producing 159750
+ 3195 × 800 that equals 2556000
+ 3195 × 9000 what gives us 28755000

= 31477140
