Alright, let's work through 9860 times 5499 step by step
9860 × 5499 = 5499 × (9860)
+ 5499 × 0 which equals 0
+ 5499 × 60 yielding 329940
+ 5499 × 800 yielding 4399200
+ 5499 × 9000 giving us 49491000

= 54220140
