We've got two numbers: 5195 and 4531. Let's find their sum.

Step 1: We'll start by adding the digits 5 & 1 in column 1 and get 6.

Step 2: We'll start by adding the digits 9 & 3 in column 2 and get 12.
We'll write down the last digit 2 and carry the 1 to the next column.

Step 3: We'll start by adding the digits 1 & 5 in column 3 and get 7.

Step 4: We'll start by adding the digits 5 & 4 in column 4 and get 9.

So, 5195 + 4531 = 9726.

