We're going to solve 9723 multiplied by 9631
9723 × 9631 = 9631 × (9723)
+ 9631 × 3 resulting in 28893
+ 9631 × 20 giving us 192620
+ 9631 × 700 giving us 6741700
+ 9631 × 9000 producing 86679000

= 93642213
