Alright, let's work through 3948 times 537 step by step
3948 × 537 = 537 × (3948)
+ 537 × 8 giving us 4296
+ 537 × 40 which equals 21480
+ 537 × 900 which equals 483300
+ 537 × 3000 giving us 1611000

= 2120076
