960163 ÷ 38 
We want to figure out the number of times 960163 can be divided by 38.

Going ahead to step 1:
9 divided by 38 is 0 with a remainder of 9.
The next digit of our result is 0. 
Result so far: 0.0
Subtract 0 from 9 to get 9.
Grab the next digit (6) from the dividend, add it to 9, then carry on: 96 / 38

Step 2:
38 goes into 96 2 times with a remainder of 20.
The number 2 becomes the next digit in our result. 
Result so far: 2.0
Subtract 76 from 96 to get 20.
Bring next digit (0) of the dividend behind the 20 and repeat the process: 200 / 38

Let's proceed to step 3:
The number 38 fits into 200 5 times, leaving a remainder of 10.
Put 5 as the next digit of the answer. 
Result so far: 25.0
Subtracting 190 from 200 leaves us with 10.
Include the next digit (1) from the dividend after 10, then repeat: 101 / 38

Going ahead to step 4:
38 goes into 101 2 times with a remainder of 25.
Write down 2 as next digit of the result. 
Result so far: 252.0
Deduct 76 from 101 and we're left with 25.
Grab the next digit (6) from the dividend, add it to 25, then carry on: 256 / 38

Moving on to step 5:
38 can be fit into 256 6 times, resulting in a remainder of 28.
The next digit of our result is 6. 
Result so far: 2526.0
Subtracting 228 from 256 leaves us with 28.
Bring next digit (3) of the dividend behind the 28 and repeat the process: 283 / 38

On to step 6:
38 can be fit into 283 7 times, resulting in a remainder of 17.
Use 7 as the next digit of our solution. 
Result so far: 25267.0
If we take 266 away from 283, we end up with 17.
Since there are no more digits in the dividend, we add a zero to the remainder making it 170, and continue the process.

Let's proceed to step 7:
38 can be fit into 170 4 times, resulting in a remainder of 18.
Use 4 as the next digit of our solution. 
Result so far: 25267.4
If we take 152 away from 170, we end up with 18.
Since there are no more digits in the dividend, we add a zero to the remainder making it 180, and continue the process.

On to step 8:
38 can be fit into 180 4 times, resulting in a remainder of 28.
The next digit of our result is 4. 
Result so far: 25267.44
Subtract 152 from 180 to get 28.
Since there are no more digits in the dividend, we add a zero to the remainder making it 280, and continue the process.

After the division, we end up with 25267.44 and a remainder of 0.028.