We look at the division of 18620065 by 995 
Our goal is to divide 18620065 by 995.

Going ahead to step 1:
The number 995 fits into 1 0 times, leaving a remainder of 1.
The number 0 becomes the next digit in our result. 
Result so far: 0.0
Subtract 0 from 1 to get 1.
Bring next digit (8) of the dividend behind the 1 and repeat the process: 18 / 995

On to step 2:
The number 995 fits into 18 0 times, leaving a remainder of 18.
Use 0 as the next digit of our solution. 
Result so far: 0.0
The remainder is 18 after subtracting 0 from 18.
Take the next digit (6) from the dividend and append it to 18, then repeat: 186 / 995

Moving on to step 3:
The number 995 fits into 186 0 times, leaving a remainder of 186.
Record the quotient 0 as the next digit in the result. 
Result so far: 0.0
Subtracting 0 from 186 leaves us with 186.
Include the next digit (2) from the dividend after 186, then repeat: 1862 / 995

Advancing to step 4:
995 can be fit into 1862 1 times, resulting in a remainder of 867.
Write down 1 as next digit of the result. 
Result so far: 1.0
The remainder is 867 after subtracting 995 from 1862.
Take the next digit (0) from the dividend and append it to 867, then repeat: 8670 / 995

Step 5:
The number 995 fits into 8670 8 times, leaving a remainder of 710.
The next digit of our result is 8. 
Result so far: 18.0
Subtracting 7960 from 8670 leaves us with 710.
Append the next digit (0) from the dividend to 710 and continue with: 7100 / 995

Advancing to step 6:
995 goes into 7100 7 times with a remainder of 135.
Write down 7 as next digit of the result. 
Result so far: 187.0
Subtracting 6965 from 7100 leaves us with 135.
Bring next digit (6) of the dividend behind the 135 and repeat the process: 1356 / 995

Going ahead to step 7:
When dividing 1356 by 995, we get 1 with a remainder of 361.
Use 1 as the next digit of our solution. 
Result so far: 1871.0
Subtract 995 from 1356 to get 361.
Append the next digit (5) from the dividend to 361 and continue with: 3615 / 995

Step 8:
The number 995 fits into 3615 3 times, leaving a remainder of 630.
The next digit of our result is 3. 
Result so far: 18713.0
The remainder is 630 after subtracting 2985 from 3615.
Since there are no more digits in the dividend, we add a zero to the remainder making it 6300, and continue the process.

Step 9:
995 goes into 6300 6 times with a remainder of 330.
The number 6 becomes the next digit in our result. 
Result so far: 18713.6
If we take 5970 away from 6300, we end up with 330.
Since there are no more digits in the dividend, we add a zero to the remainder making it 3300, and continue the process.

Moving on to step 10:
3300 divided by 995 is 3 with a remainder of 315.
Put 3 as the next digit of the answer. 
Result so far: 18713.63
If we subtract 2985 from 3300, we get 315.
Since there are no more digits in the dividend, we add a zero to the remainder making it 3150, and continue the process.

On to step 11:
When dividing 3150 by 995, we get 3 with a remainder of 165.
Use 3 as the next digit of our solution. 
Result so far: 18713.633
If we take 2985 away from 3150, we end up with 165.
Since there are no more digits in the dividend, we add a zero to the remainder making it 1650, and continue the process.

In conclusion, the division gives 18713.633 with a balance of 0.0165.