Alright, let's work through 3739 times 4324 step by step
3739 × 4324 = 4324 × (3739)
+ 4324 × 9 yielding 38916
+ 4324 × 30 yielding 129720
+ 4324 × 700 that is equal 3026800
+ 4324 × 3000 which equals 12972000

= 16167436
