We look at the division of 656499 by 20 
We want to figure out the number of times 656499 can be divided by 20.

Going ahead to step 1:
When dividing 6 by 20, we get 0 with a remainder of 6.
Write down 0 as next digit of the result. 
Result so far: 0.0
If we subtract 0 from 6, we get 6.
Grab the next digit (5) from the dividend, add it to 6, then carry on: 65 / 20

Advancing to step 2:
When dividing 65 by 20, we get 3 with a remainder of 5.
Use 3 as the next digit of our solution. 
Result so far: 3.0
The remainder is 5 after subtracting 60 from 65.
Grab the next digit (6) from the dividend, add it to 5, then carry on: 56 / 20

On to step 3:
56 divided by 20 is 2 with a remainder of 16.
The number 2 becomes the next digit in our result. 
Result so far: 32.0
If we subtract 40 from 56, we get 16.
Take the next digit (4) from the dividend and append it to 16, then repeat: 164 / 20

Let's proceed to step 4:
164 divided by 20 is 8 with a remainder of 4.
Use 8 as the next digit of our solution. 
Result so far: 328.0
The remainder is 4 after subtracting 160 from 164.
Take the next digit (9) from the dividend and append it to 4, then repeat: 49 / 20

Moving on to step 5:
If we divide 49 by 20, we get 2 and a remainder of 9.
Use 2 as the next digit of our solution. 
Result so far: 3282.0
If we subtract 40 from 49, we get 9.
Fetch the next digit (9) from the dividend, attach it to 9 and continue: 99 / 20

Moving on to step 6:
The number 20 fits into 99 4 times, leaving a remainder of 19.
Write down 4 as next digit of the result. 
Result so far: 32824.0
Subtracting 80 from 99 leaves us with 19.
Since there are no more digits in the dividend, we add a zero to the remainder making it 190, and continue the process.

On to step 7:
20 goes into 190 9 times with a remainder of 10.
Record the quotient 9 as the next digit in the result. 
Result so far: 32824.9
If we take 180 away from 190, we end up with 10.
Since there are no more digits in the dividend, we add a zero to the remainder making it 100, and continue the process.

On to step 8:
100 divided by 20 is 5 with a remainder of 0.
Use 5 as the next digit of our solution. 
Result so far: 32824.95
Deduct 100 from 100 and we're left with 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

Let's proceed to step 9:
20 goes into 0 0 times with a remainder of 0.
The next digit of our result is 0. 
Result so far: 32824.95
If we subtract 0 from 0, we get 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

Step 10:
The number 20 fits into 0 0 times, leaving a remainder of 0.
Record the quotient 0 as the next digit in the result. 
Result so far: 32824.95
Subtracting 0 from 0 leaves us with 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

In conclusion, the division gives 32824.95 with a balance of 0.0.