Let's divide 440975 by 20
Our goal is to divide 440975 by 20.

Moving on to step 1:
If we divide 4 by 20, we get 0 and a remainder of 4.
The number 0 becomes the next digit in our result. 
Result so far: 0.0
The remainder is 4 after subtracting 0 from 4.
Fetch the next digit (4) from the dividend, attach it to 4 and continue: 44 / 20

Let's proceed to step 2:
44 divided by 20 is 2 with a remainder of 4.
The next digit of our result is 2. 
Result so far: 2.0
If we take 40 away from 44, we end up with 4.
Append the next digit (0) from the dividend to 4 and continue with: 40 / 20

Let's proceed to step 3:
40 divided by 20 is 2 with a remainder of 0.
Record the quotient 2 as the next digit in the result. 
Result so far: 22.0
Subtract 40 from 40 to get 0.
Append the next digit (9) from the dividend to 0 and continue with: 9 / 20

Let's proceed to step 4:
20 can be fit into 9 0 times, resulting in a remainder of 9.
Use 0 as the next digit of our solution. 
Result so far: 220.0
Subtracting 0 from 9 leaves us with 9.
Take the next digit (7) from the dividend and append it to 9, then repeat: 97 / 20

Step 5:
20 goes into 97 4 times with a remainder of 17.
Put 4 as the next digit of the answer. 
Result so far: 2204.0
Subtracting 80 from 97 leaves us with 17.
Append the next digit (5) from the dividend to 17 and continue with: 175 / 20

Step 6:
20 can be fit into 175 8 times, resulting in a remainder of 15.
Put 8 as the next digit of the answer. 
Result so far: 22048.0
The remainder is 15 after subtracting 160 from 175.
Since there are no more digits in the dividend, we add a zero to the remainder making it 150, and continue the process.

Moving on to step 7:
The number 20 fits into 150 7 times, leaving a remainder of 10.
The next digit of our result is 7. 
Result so far: 22048.7
The remainder is 10 after subtracting 140 from 150.
Since there are no more digits in the dividend, we add a zero to the remainder making it 100, and continue the process.

Moving on to step 8:
When dividing 100 by 20, we get 5 with a remainder of 0.
The number 5 becomes the next digit in our result. 
Result so far: 22048.75
Deduct 100 from 100 and we're left with 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

Going ahead to step 9:
20 goes into 0 0 times with a remainder of 0.
Use 0 as the next digit of our solution. 
Result so far: 22048.75
If we subtract 0 from 0, we get 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

Moving on to step 10:
0 divided by 20 is 0 with a remainder of 0.
The number 0 becomes the next digit in our result. 
Result so far: 22048.75
If we take 0 away from 0, we end up with 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

In conclusion, the division gives 22048.75 with a balance of 0.0.