Let's dive into this subtraction. We'll start with 2782 and subtract 2095 from it.

Step 1: We'll start by subtracting the digit 5 and the borrow 0 from 2 in column 1 and get -3.
We add -3 to 10 and get 7 as the first digit of the result.

Step 2: We'll start by subtracting the digit 9 and the borrow 1 from 8 in column 2 and get -2.
We add -2 to 10 and get 8 as the next digit of the result.

Step 3: We'll start by subtracting the digit 0 and the borrow 1 from 7 in column 3 and get 6.
6 is the next digit of our result.

Step 4: We'll start by subtracting the digit 2 and the borrow 0 from 2 in column 4 and get 0.
0 is the next digit of our result.

So, 2782 - 2095 = 687.