Alright, let's work through 3020 times 3641 step by step
3020 × 3641 = 3641 × (3020)
+ 3641 × 0 yielding 0
+ 3641 × 20 that is equal 72820
+ 3641 × 000 producing 0
+ 3641 × 3000 which equals 10923000

= 10995820
