Alright, let's work through 3209 times 3101 step by step
3209 × 3101 = 3101 × (3209)
+ 3101 × 9 which equals 27909
+ 3101 × 00 that equals 0
+ 3101 × 200 yielding 620200
+ 3101 × 3000 giving us 9303000

= 9951109
