We're dividing 16695988 by 195 
The aim is to understand the frequency of 195 in 16695988.

Step 1:
The number 195 fits into 1 0 times, leaving a remainder of 1.
The next digit of our result is 0. 
Result so far: 0.0
Deduct 0 from 1 and we're left with 1.
Bring next digit (6) of the dividend behind the 1 and repeat the process: 16 / 195

On to step 2:
195 can be fit into 16 0 times, resulting in a remainder of 16.
The number 0 becomes the next digit in our result. 
Result so far: 0.0
Subtract 0 from 16 to get 16.
Fetch the next digit (6) from the dividend, attach it to 16 and continue: 166 / 195

Advancing to step 3:
The number 195 fits into 166 0 times, leaving a remainder of 166.
The number 0 becomes the next digit in our result. 
Result so far: 0.0
Subtract 0 from 166 to get 166.
Fetch the next digit (9) from the dividend, attach it to 166 and continue: 1669 / 195

Moving on to step 4:
195 can be fit into 1669 8 times, resulting in a remainder of 109.
Record the quotient 8 as the next digit in the result. 
Result so far: 8.0
The remainder is 109 after subtracting 1560 from 1669.
Bring next digit (5) of the dividend behind the 109 and repeat the process: 1095 / 195

Advancing to step 5:
If we divide 1095 by 195, we get 5 and a remainder of 120.
The next digit of our result is 5. 
Result so far: 85.0
The remainder is 120 after subtracting 975 from 1095.
Grab the next digit (9) from the dividend, add it to 120, then carry on: 1209 / 195

Moving on to step 6:
195 can be fit into 1209 6 times, resulting in a remainder of 39.
Use 6 as the next digit of our solution. 
Result so far: 856.0
Deduct 1170 from 1209 and we're left with 39.
Include the next digit (8) from the dividend after 39, then repeat: 398 / 195

Advancing to step 7:
The number 195 fits into 398 2 times, leaving a remainder of 8.
Put 2 as the next digit of the answer. 
Result so far: 8562.0
Subtracting 390 from 398 leaves us with 8.
Take the next digit (8) from the dividend and append it to 8, then repeat: 88 / 195

Advancing to step 8:
When dividing 88 by 195, we get 0 with a remainder of 88.
The next digit of our result is 0. 
Result so far: 85620.0
If we subtract 0 from 88, we get 88.
Since there are no more digits in the dividend, we add a zero to the remainder making it 880, and continue the process.

Going ahead to step 9:
If we divide 880 by 195, we get 4 and a remainder of 100.
Use 4 as the next digit of our solution. 
Result so far: 85620.4
Subtract 780 from 880 to get 100.
Since there are no more digits in the dividend, we add a zero to the remainder making it 1000, and continue the process.

Step 10:
195 goes into 1000 5 times with a remainder of 25.
The next digit of our result is 5. 
Result so far: 85620.45
Subtract 975 from 1000 to get 25.
Since there are no more digits in the dividend, we add a zero to the remainder making it 250, and continue the process.

Moving on to step 11:
195 goes into 250 1 times with a remainder of 55.
Put 1 as the next digit of the answer. 
Result so far: 85620.451
If we take 195 away from 250, we end up with 55.
Since there are no more digits in the dividend, we add a zero to the remainder making it 550, and continue the process.

Let's proceed to step 12:
195 can be fit into 550 2 times, resulting in a remainder of 160.
Record the quotient 2 as the next digit in the result. 
Result so far: 85620.4512
If we subtract 390 from 550, we get 160.
Since there are no more digits in the dividend, we add a zero to the remainder making it 1600, and continue the process.

Moving on to step 13:
The number 195 fits into 1600 8 times, leaving a remainder of 40.
The next digit of our result is 8. 
Result so far: 85620.45128
If we take 1560 away from 1600, we end up with 40.
Since there are no more digits in the dividend, we add a zero to the remainder making it 400, and continue the process.

Step 14:
400 divided by 195 is 2 with a remainder of 10.
Use 2 as the next digit of our solution. 
Result so far: 85620.451282
If we take 390 away from 400, we end up with 10.
Since there are no more digits in the dividend, we add a zero to the remainder making it 100, and continue the process.

Going ahead to step 15:
100 divided by 195 is 0 with a remainder of 100.
Use 0 as the next digit of our solution. 
Result so far: 85620.451282
The remainder is 100 after subtracting 0 from 100.
Since there are no more digits in the dividend, we add a zero to the remainder making it 1000, and continue the process.

Going ahead to step 16:
When dividing 1000 by 195, we get 5 with a remainder of 25.
Use 5 as the next digit of our solution. 
Result so far: 85620.45128205
If we take 975 away from 1000, we end up with 25.
Since there are no more digits in the dividend, we add a zero to the remainder making it 250, and continue the process.

The final outcome is 85620.45128205, with a leftover of 2.5e-08.