Alright, let's work through 3913 times 9749 step by step
3913 × 9749 = 9749 × (3913)
+ 9749 × 3 producing 29247
+ 9749 × 10 that equals 97490
+ 9749 × 900 resulting in 8774100
+ 9749 × 3000 that equals 29247000

= 38147837
