Alright, let's work through 8523 times 101 step by step
8523 × 101 = 101 × (8523)
+ 101 × 3 producing 303
+ 101 × 20 yielding 2020
+ 101 × 500 what gives us 50500
+ 101 × 8000 what gives us 808000

= 860823
