Alright, let's work through 3699 times 3265 step by step
3699 × 3265 = 3265 × (3699)
+ 3265 × 9 that is equal 29385
+ 3265 × 90 that is equal 293850
+ 3265 × 600 which equals 1959000
+ 3265 × 3000 that is equal 9795000

= 12077235
