OK, let's work through this together. We're starting with 95 and we're going to multiply it by 176, which means we add 95 to itself 176 times.
Step 1: 0 + 95 = 95
Step 2: 95 + 95 = 190
Step 3: 190 + 95 = 285
Step 4: 285 + 95 = 380
Step 5: 380 + 95 = 475
Step 6: 475 + 95 = 570
Step 7: 570 + 95 = 665
Step 8: 665 + 95 = 760
Step 9: 760 + 95 = 855
Step 10: 855 + 95 = 950
Step 11: 950 + 95 = 1045
Step 12: 1045 + 95 = 1140
Step 13: 1140 + 95 = 1235
Step 14: 1235 + 95 = 1330
Step 15: 1330 + 95 = 1425
Step 16: 1425 + 95 = 1520
Step 17: 1520 + 95 = 1615
Step 18: 1615 + 95 = 1710
Step 19: 1710 + 95 = 1805
Step 20: 1805 + 95 = 1900
Step 21: 1900 + 95 = 1995
Step 22: 1995 + 95 = 2090
Step 23: 2090 + 95 = 2185
Step 24: 2185 + 95 = 2280
Step 25: 2280 + 95 = 2375
Step 26: 2375 + 95 = 2470
Step 27: 2470 + 95 = 2565
Step 28: 2565 + 95 = 2660
Step 29: 2660 + 95 = 2755
Step 30: 2755 + 95 = 2850
Step 31: 2850 + 95 = 2945
Step 32: 2945 + 95 = 3040
Step 33: 3040 + 95 = 3135
Step 34: 3135 + 95 = 3230
Step 35: 3230 + 95 = 3325
Step 36: 3325 + 95 = 3420
Step 37: 3420 + 95 = 3515
Step 38: 3515 + 95 = 3610
Step 39: 3610 + 95 = 3705
Step 40: 3705 + 95 = 3800
Step 41: 3800 + 95 = 3895
Step 42: 3895 + 95 = 3990
Step 43: 3990 + 95 = 4085
Step 44: 4085 + 95 = 4180
Step 45: 4180 + 95 = 4275
Step 46: 4275 + 95 = 4370
Step 47: 4370 + 95 = 4465
Step 48: 4465 + 95 = 4560
Step 49: 4560 + 95 = 4655
Step 50: 4655 + 95 = 4750
Step 51: 4750 + 95 = 4845
Step 52: 4845 + 95 = 4940
Step 53: 4940 + 95 = 5035
Step 54: 5035 + 95 = 5130
Step 55: 5130 + 95 = 5225
Step 56: 5225 + 95 = 5320
Step 57: 5320 + 95 = 5415
Step 58: 5415 + 95 = 5510
Step 59: 5510 + 95 = 5605
Step 60: 5605 + 95 = 5700
Step 61: 5700 + 95 = 5795
Step 62: 5795 + 95 = 5890
Step 63: 5890 + 95 = 5985
Step 64: 5985 + 95 = 6080
Step 65: 6080 + 95 = 6175
Step 66: 6175 + 95 = 6270
Step 67: 6270 + 95 = 6365
Step 68: 6365 + 95 = 6460
Step 69: 6460 + 95 = 6555
Step 70: 6555 + 95 = 6650
Step 71: 6650 + 95 = 6745
Step 72: 6745 + 95 = 6840
Step 73: 6840 + 95 = 6935
Step 74: 6935 + 95 = 7030
Step 75: 7030 + 95 = 7125
Step 76: 7125 + 95 = 7220
Step 77: 7220 + 95 = 7315
Step 78: 7315 + 95 = 7410
Step 79: 7410 + 95 = 7505
Step 80: 7505 + 95 = 7600
Step 81: 7600 + 95 = 7695
Step 82: 7695 + 95 = 7790
Step 83: 7790 + 95 = 7885
Step 84: 7885 + 95 = 7980
Step 85: 7980 + 95 = 8075
Step 86: 8075 + 95 = 8170
Step 87: 8170 + 95 = 8265
Step 88: 8265 + 95 = 8360
Step 89: 8360 + 95 = 8455
Step 90: 8455 + 95 = 8550
Step 91: 8550 + 95 = 8645
Step 92: 8645 + 95 = 8740
Step 93: 8740 + 95 = 8835
Step 94: 8835 + 95 = 8930
Step 95: 8930 + 95 = 9025
Step 96: 9025 + 95 = 9120
Step 97: 9120 + 95 = 9215
Step 98: 9215 + 95 = 9310
Step 99: 9310 + 95 = 9405
Step 100: 9405 + 95 = 9500
Step 101: 9500 + 95 = 9595
Step 102: 9595 + 95 = 9690
Step 103: 9690 + 95 = 9785
Step 104: 9785 + 95 = 9880
Step 105: 9880 + 95 = 9975
Step 106: 9975 + 95 = 10070
Step 107: 10070 + 95 = 10165
Step 108: 10165 + 95 = 10260
Step 109: 10260 + 95 = 10355
Step 110: 10355 + 95 = 10450
Step 111: 10450 + 95 = 10545
Step 112: 10545 + 95 = 10640
Step 113: 10640 + 95 = 10735
Step 114: 10735 + 95 = 10830
Step 115: 10830 + 95 = 10925
Step 116: 10925 + 95 = 11020
Step 117: 11020 + 95 = 11115
Step 118: 11115 + 95 = 11210
Step 119: 11210 + 95 = 11305
Step 120: 11305 + 95 = 11400
Step 121: 11400 + 95 = 11495
Step 122: 11495 + 95 = 11590
Step 123: 11590 + 95 = 11685
Step 124: 11685 + 95 = 11780
Step 125: 11780 + 95 = 11875
Step 126: 11875 + 95 = 11970
Step 127: 11970 + 95 = 12065
Step 128: 12065 + 95 = 12160
Step 129: 12160 + 95 = 12255
Step 130: 12255 + 95 = 12350
Step 131: 12350 + 95 = 12445
Step 132: 12445 + 95 = 12540
Step 133: 12540 + 95 = 12635
Step 134: 12635 + 95 = 12730
Step 135: 12730 + 95 = 12825
Step 136: 12825 + 95 = 12920
Step 137: 12920 + 95 = 13015
Step 138: 13015 + 95 = 13110
Step 139: 13110 + 95 = 13205
Step 140: 13205 + 95 = 13300
Step 141: 13300 + 95 = 13395
Step 142: 13395 + 95 = 13490
Step 143: 13490 + 95 = 13585
Step 144: 13585 + 95 = 13680
Step 145: 13680 + 95 = 13775
Step 146: 13775 + 95 = 13870
Step 147: 13870 + 95 = 13965
Step 148: 13965 + 95 = 14060
Step 149: 14060 + 95 = 14155
Step 150: 14155 + 95 = 14250
Step 151: 14250 + 95 = 14345
Step 152: 14345 + 95 = 14440
Step 153: 14440 + 95 = 14535
Step 154: 14535 + 95 = 14630
Step 155: 14630 + 95 = 14725
Step 156: 14725 + 95 = 14820
Step 157: 14820 + 95 = 14915
Step 158: 14915 + 95 = 15010
Step 159: 15010 + 95 = 15105
Step 160: 15105 + 95 = 15200
Step 161: 15200 + 95 = 15295
Step 162: 15295 + 95 = 15390
Step 163: 15390 + 95 = 15485
Step 164: 15485 + 95 = 15580
Step 165: 15580 + 95 = 15675
Step 166: 15675 + 95 = 15770
Step 167: 15770 + 95 = 15865
Step 168: 15865 + 95 = 15960
Step 169: 15960 + 95 = 16055
Step 170: 16055 + 95 = 16150
Step 171: 16150 + 95 = 16245
Step 172: 16245 + 95 = 16340
Step 173: 16340 + 95 = 16435
Step 174: 16435 + 95 = 16530
Step 175: 16530 + 95 = 16625
Step 176: 16625 + 95 = 16720

So, 95*176 = 16720