Alright, let's work through 9949 times 3986 step by step
9949 × 3986 = 3986 × (9949)
+ 3986 × 9 that is equal 35874
+ 3986 × 40 which equals 159440
+ 3986 × 900 that equals 3587400
+ 3986 × 9000 giving us 35874000

= 39656714
