Alright, let's work through 3620 times 3737 step by step
3620 × 3737 = 3737 × (3620)
+ 3737 × 0 producing 0
+ 3737 × 20 which equals 74740
+ 3737 × 600 that results in 2242200
+ 3737 × 3000 that equals 11211000

= 13527940
