Alright, let's work through 3922 times 1960 step by step
3922 × 1960 = 1960 × (3922)
+ 1960 × 2 giving us 3920
+ 1960 × 20 that results in 39200
+ 1960 × 900 which equals 1764000
+ 1960 × 3000 yielding 5880000

= 7687120
