We're dividing 196864 by 15 
Our goal is to divide 196864 by 15.

On to step 1:
15 goes into 1 0 times with a remainder of 1.
Put 0 as the next digit of the answer. 
Result so far: 0.0
The remainder is 1 after subtracting 0 from 1.
Fetch the next digit (9) from the dividend, attach it to 1 and continue: 19 / 15

Let's proceed to step 2:
When dividing 19 by 15, we get 1 with a remainder of 4.
The next digit of our result is 1. 
Result so far: 1.0
Deduct 15 from 19 and we're left with 4.
Append the next digit (6) from the dividend to 4 and continue with: 46 / 15

Advancing to step 3:
15 goes into 46 3 times with a remainder of 1.
The next digit of our result is 3. 
Result so far: 13.0
If we subtract 45 from 46, we get 1.
Bring next digit (8) of the dividend behind the 1 and repeat the process: 18 / 15

Step 4:
The number 15 fits into 18 1 times, leaving a remainder of 3.
Put 1 as the next digit of the answer. 
Result so far: 131.0
Subtracting 15 from 18 leaves us with 3.
Take the next digit (6) from the dividend and append it to 3, then repeat: 36 / 15

Going ahead to step 5:
36 divided by 15 is 2 with a remainder of 6.
Use 2 as the next digit of our solution. 
Result so far: 1312.0
Subtracting 30 from 36 leaves us with 6.
Bring next digit (4) of the dividend behind the 6 and repeat the process: 64 / 15

Step 6:
15 can be fit into 64 4 times, resulting in a remainder of 4.
The number 4 becomes the next digit in our result. 
Result so far: 13124.0
Subtracting 60 from 64 leaves us with 4.
Since there are no more digits in the dividend, we add a zero to the remainder making it 40, and continue the process.

On to step 7:
40 divided by 15 is 2 with a remainder of 10.
The number 2 becomes the next digit in our result. 
Result so far: 13124.2
If we subtract 30 from 40, we get 10.
Since there are no more digits in the dividend, we add a zero to the remainder making it 100, and continue the process.

Advancing to step 8:
15 can be fit into 100 6 times, resulting in a remainder of 10.
Write down 6 as next digit of the result. 
Result so far: 13124.26
Deduct 90 from 100 and we're left with 10.
Since there are no more digits in the dividend, we add a zero to the remainder making it 100, and continue the process.

Going ahead to step 9:
The number 15 fits into 100 6 times, leaving a remainder of 10.
Use 6 as the next digit of our solution. 
Result so far: 13124.266
Deduct 90 from 100 and we're left with 10.
Since there are no more digits in the dividend, we add a zero to the remainder making it 100, and continue the process.

In conclusion, the division gives 13124.266 with a balance of 0.001.