OK, let's crack this. We're given 196 and our task is to multiply it by 28. Essentially, we'll be adding 196 to itself 28 times.
Step 1: 0 + 196 = 196
Step 2: 196 + 196 = 392
Step 3: 392 + 196 = 588
Step 4: 588 + 196 = 784
Step 5: 784 + 196 = 980
Step 6: 980 + 196 = 1176
Step 7: 1176 + 196 = 1372
Step 8: 1372 + 196 = 1568
Step 9: 1568 + 196 = 1764
Step 10: 1764 + 196 = 1960
Step 11: 1960 + 196 = 2156
Step 12: 2156 + 196 = 2352
Step 13: 2352 + 196 = 2548
Step 14: 2548 + 196 = 2744
Step 15: 2744 + 196 = 2940
Step 16: 2940 + 196 = 3136
Step 17: 3136 + 196 = 3332
Step 18: 3332 + 196 = 3528
Step 19: 3528 + 196 = 3724
Step 20: 3724 + 196 = 3920
Step 21: 3920 + 196 = 4116
Step 22: 4116 + 196 = 4312
Step 23: 4312 + 196 = 4508
Step 24: 4508 + 196 = 4704
Step 25: 4704 + 196 = 4900
Step 26: 4900 + 196 = 5096
Step 27: 5096 + 196 = 5292
Step 28: 5292 + 196 = 5488

So, 196*28 = 5488