Alright, let's work through 3106 times 4031 step by step
3106 × 4031 = 4031 × (3106)
+ 4031 × 6 producing 24186
+ 4031 × 00 which equals 0
+ 4031 × 100 producing 403100
+ 4031 × 3000 that results in 12093000

= 12520286
