Alright, let's work through 3728 times 9875 step by step
3728 × 9875 = 9875 × (3728)
+ 9875 × 8 yielding 79000
+ 9875 × 20 what gives us 197500
+ 9875 × 700 which equals 6912500
+ 9875 × 3000 that equals 29625000

= 36814000
