OK, let's work through this together. We're starting with 895 and we're going to multiply it by 103, which means we add 895 to itself 103 times.
Step 1: 0 + 895 = 895
Step 2: 895 + 895 = 1790
Step 3: 1790 + 895 = 2685
Step 4: 2685 + 895 = 3580
Step 5: 3580 + 895 = 4475
Step 6: 4475 + 895 = 5370
Step 7: 5370 + 895 = 6265
Step 8: 6265 + 895 = 7160
Step 9: 7160 + 895 = 8055
Step 10: 8055 + 895 = 8950
Step 11: 8950 + 895 = 9845
Step 12: 9845 + 895 = 10740
Step 13: 10740 + 895 = 11635
Step 14: 11635 + 895 = 12530
Step 15: 12530 + 895 = 13425
Step 16: 13425 + 895 = 14320
Step 17: 14320 + 895 = 15215
Step 18: 15215 + 895 = 16110
Step 19: 16110 + 895 = 17005
Step 20: 17005 + 895 = 17900
Step 21: 17900 + 895 = 18795
Step 22: 18795 + 895 = 19690
Step 23: 19690 + 895 = 20585
Step 24: 20585 + 895 = 21480
Step 25: 21480 + 895 = 22375
Step 26: 22375 + 895 = 23270
Step 27: 23270 + 895 = 24165
Step 28: 24165 + 895 = 25060
Step 29: 25060 + 895 = 25955
Step 30: 25955 + 895 = 26850
Step 31: 26850 + 895 = 27745
Step 32: 27745 + 895 = 28640
Step 33: 28640 + 895 = 29535
Step 34: 29535 + 895 = 30430
Step 35: 30430 + 895 = 31325
Step 36: 31325 + 895 = 32220
Step 37: 32220 + 895 = 33115
Step 38: 33115 + 895 = 34010
Step 39: 34010 + 895 = 34905
Step 40: 34905 + 895 = 35800
Step 41: 35800 + 895 = 36695
Step 42: 36695 + 895 = 37590
Step 43: 37590 + 895 = 38485
Step 44: 38485 + 895 = 39380
Step 45: 39380 + 895 = 40275
Step 46: 40275 + 895 = 41170
Step 47: 41170 + 895 = 42065
Step 48: 42065 + 895 = 42960
Step 49: 42960 + 895 = 43855
Step 50: 43855 + 895 = 44750
Step 51: 44750 + 895 = 45645
Step 52: 45645 + 895 = 46540
Step 53: 46540 + 895 = 47435
Step 54: 47435 + 895 = 48330
Step 55: 48330 + 895 = 49225
Step 56: 49225 + 895 = 50120
Step 57: 50120 + 895 = 51015
Step 58: 51015 + 895 = 51910
Step 59: 51910 + 895 = 52805
Step 60: 52805 + 895 = 53700
Step 61: 53700 + 895 = 54595
Step 62: 54595 + 895 = 55490
Step 63: 55490 + 895 = 56385
Step 64: 56385 + 895 = 57280
Step 65: 57280 + 895 = 58175
Step 66: 58175 + 895 = 59070
Step 67: 59070 + 895 = 59965
Step 68: 59965 + 895 = 60860
Step 69: 60860 + 895 = 61755
Step 70: 61755 + 895 = 62650
Step 71: 62650 + 895 = 63545
Step 72: 63545 + 895 = 64440
Step 73: 64440 + 895 = 65335
Step 74: 65335 + 895 = 66230
Step 75: 66230 + 895 = 67125
Step 76: 67125 + 895 = 68020
Step 77: 68020 + 895 = 68915
Step 78: 68915 + 895 = 69810
Step 79: 69810 + 895 = 70705
Step 80: 70705 + 895 = 71600
Step 81: 71600 + 895 = 72495
Step 82: 72495 + 895 = 73390
Step 83: 73390 + 895 = 74285
Step 84: 74285 + 895 = 75180
Step 85: 75180 + 895 = 76075
Step 86: 76075 + 895 = 76970
Step 87: 76970 + 895 = 77865
Step 88: 77865 + 895 = 78760
Step 89: 78760 + 895 = 79655
Step 90: 79655 + 895 = 80550
Step 91: 80550 + 895 = 81445
Step 92: 81445 + 895 = 82340
Step 93: 82340 + 895 = 83235
Step 94: 83235 + 895 = 84130
Step 95: 84130 + 895 = 85025
Step 96: 85025 + 895 = 85920
Step 97: 85920 + 895 = 86815
Step 98: 86815 + 895 = 87710
Step 99: 87710 + 895 = 88605
Step 100: 88605 + 895 = 89500
Step 101: 89500 + 895 = 90395
Step 102: 90395 + 895 = 91290
Step 103: 91290 + 895 = 92185

So, 895*103 = 92185