Let's roll up our sleeves and solve this. We have 964 and we're going to multiply it by 5, essentially adding 964 to itself 5 times.
Step 1: 0 + 964 = 964
Step 2: 964 + 964 = 1928
Step 3: 1928 + 964 = 2892
Step 4: 2892 + 964 = 3856
Step 5: 3856 + 964 = 4820

So, 964*5 = 4820