We look at the division of 964432 by 38 
We want to figure out the number of times 964432 can be divided by 38.

Let's proceed to step 1:
9 divided by 38 is 0 with a remainder of 9.
The next digit of our result is 0. 
Result so far: 0.0
The remainder is 9 after subtracting 0 from 9.
Take the next digit (6) from the dividend and append it to 9, then repeat: 96 / 38

Going ahead to step 2:
96 divided by 38 is 2 with a remainder of 20.
Put 2 as the next digit of the answer. 
Result so far: 2.0
Deduct 76 from 96 and we're left with 20.
Grab the next digit (4) from the dividend, add it to 20, then carry on: 204 / 38

Going ahead to step 3:
38 can be fit into 204 5 times, resulting in a remainder of 14.
The next digit of our result is 5. 
Result so far: 25.0
If we subtract 190 from 204, we get 14.
Fetch the next digit (4) from the dividend, attach it to 14 and continue: 144 / 38

Let's proceed to step 4:
When dividing 144 by 38, we get 3 with a remainder of 30.
Use 3 as the next digit of our solution. 
Result so far: 253.0
Deduct 114 from 144 and we're left with 30.
Include the next digit (3) from the dividend after 30, then repeat: 303 / 38

Moving on to step 5:
The number 38 fits into 303 7 times, leaving a remainder of 37.
Put 7 as the next digit of the answer. 
Result so far: 2537.0
Subtract 266 from 303 to get 37.
Take the next digit (2) from the dividend and append it to 37, then repeat: 372 / 38

Advancing to step 6:
38 can be fit into 372 9 times, resulting in a remainder of 30.
The number 9 becomes the next digit in our result. 
Result so far: 25379.0
Subtract 342 from 372 to get 30.
Since there are no more digits in the dividend, we add a zero to the remainder making it 300, and continue the process.

Going ahead to step 7:
If we divide 300 by 38, we get 7 and a remainder of 34.
The number 7 becomes the next digit in our result. 
Result so far: 25379.7
If we subtract 266 from 300, we get 34.
Since there are no more digits in the dividend, we add a zero to the remainder making it 340, and continue the process.

Step 8:
If we divide 340 by 38, we get 8 and a remainder of 36.
The number 8 becomes the next digit in our result. 
Result so far: 25379.78
If we take 304 away from 340, we end up with 36.
Since there are no more digits in the dividend, we add a zero to the remainder making it 360, and continue the process.

Let's proceed to step 9:
38 goes into 360 9 times with a remainder of 18.
Record the quotient 9 as the next digit in the result. 
Result so far: 25379.789
The remainder is 18 after subtracting 342 from 360.
Since there are no more digits in the dividend, we add a zero to the remainder making it 180, and continue the process.

Step 10:
180 divided by 38 is 4 with a remainder of 28.
Use 4 as the next digit of our solution. 
Result so far: 25379.7894
If we take 152 away from 180, we end up with 28.
Since there are no more digits in the dividend, we add a zero to the remainder making it 280, and continue the process.

Moving on to step 11:
If we divide 280 by 38, we get 7 and a remainder of 14.
Record the quotient 7 as the next digit in the result. 
Result so far: 25379.78947
Subtract 266 from 280 to get 14.
Since there are no more digits in the dividend, we add a zero to the remainder making it 140, and continue the process.

Advancing to step 12:
38 can be fit into 140 3 times, resulting in a remainder of 26.
Record the quotient 3 as the next digit in the result. 
Result so far: 25379.789473
If we take 114 away from 140, we end up with 26.
Since there are no more digits in the dividend, we add a zero to the remainder making it 260, and continue the process.

On to step 13:
38 goes into 260 6 times with a remainder of 32.
Record the quotient 6 as the next digit in the result. 
Result so far: 25379.7894736
Subtract 228 from 260 to get 32.
Since there are no more digits in the dividend, we add a zero to the remainder making it 320, and continue the process.

Let's proceed to step 14:
The number 38 fits into 320 8 times, leaving a remainder of 16.
Write down 8 as next digit of the result. 
Result so far: 25379.78947368
If we subtract 304 from 320, we get 16.
Since there are no more digits in the dividend, we add a zero to the remainder making it 160, and continue the process.

In conclusion, the division gives 25379.78947368 with a balance of 1.6e-08.