Alright, let's work through 3496 times 3231 step by step
3496 × 3231 = 3231 × (3496)
+ 3231 × 6 that is equal 19386
+ 3231 × 90 that equals 290790
+ 3231 × 400 giving us 1292400
+ 3231 × 3000 that results in 9693000

= 11295576
