Alright, let's work through 3731 times 860 step by step
3731 × 860 = 860 × (3731)
+ 860 × 1 that results in 860
+ 860 × 30 resulting in 25800
+ 860 × 700 resulting in 602000
+ 860 × 3000 yielding 2580000

= 3208660
