We're going to solve 5165 multiplied by 3975
5165 × 3975 = 3975 × (5165)
+ 3975 × 5 which equals 19875
+ 3975 × 60 that equals 238500
+ 3975 × 100 that is equal 397500
+ 3975 × 5000 producing 19875000

= 20530875
