Alright, let's work through 9931 times 9649 step by step
9931 × 9649 = 9649 × (9931)
+ 9649 × 1 giving us 9649
+ 9649 × 30 yielding 289470
+ 9649 × 900 yielding 8684100
+ 9649 × 9000 that equals 86841000

= 95824219
