987412 ÷ 95 
The aim is to understand the frequency of 95 in 987412.

Advancing to step 1:
When dividing 9 by 95, we get 0 with a remainder of 9.
Record the quotient 0 as the next digit in the result. 
Result so far: 0.0
Deduct 0 from 9 and we're left with 9.
Take the next digit (8) from the dividend and append it to 9, then repeat: 98 / 95

Advancing to step 2:
95 can be fit into 98 1 times, resulting in a remainder of 3.
The next digit of our result is 1. 
Result so far: 1.0
Subtracting 95 from 98 leaves us with 3.
Bring next digit (7) of the dividend behind the 3 and repeat the process: 37 / 95

On to step 3:
95 can be fit into 37 0 times, resulting in a remainder of 37.
The number 0 becomes the next digit in our result. 
Result so far: 10.0
Subtract 0 from 37 to get 37.
Grab the next digit (4) from the dividend, add it to 37, then carry on: 374 / 95

On to step 4:
95 can be fit into 374 3 times, resulting in a remainder of 89.
Put 3 as the next digit of the answer. 
Result so far: 103.0
Deduct 285 from 374 and we're left with 89.
Grab the next digit (1) from the dividend, add it to 89, then carry on: 891 / 95

Advancing to step 5:
When dividing 891 by 95, we get 9 with a remainder of 36.
Write down 9 as next digit of the result. 
Result so far: 1039.0
Subtracting 855 from 891 leaves us with 36.
Append the next digit (2) from the dividend to 36 and continue with: 362 / 95

Step 6:
95 goes into 362 3 times with a remainder of 77.
Put 3 as the next digit of the answer. 
Result so far: 10393.0
The remainder is 77 after subtracting 285 from 362.
Since there are no more digits in the dividend, we add a zero to the remainder making it 770, and continue the process.

On to step 7:
95 can be fit into 770 8 times, resulting in a remainder of 10.
Write down 8 as next digit of the result. 
Result so far: 10393.8
Subtracting 760 from 770 leaves us with 10.
Since there are no more digits in the dividend, we add a zero to the remainder making it 100, and continue the process.

On to step 8:
95 can be fit into 100 1 times, resulting in a remainder of 5.
The number 1 becomes the next digit in our result. 
Result so far: 10393.81
Subtracting 95 from 100 leaves us with 5.
Since there are no more digits in the dividend, we add a zero to the remainder making it 50, and continue the process.

Step 9:
95 goes into 50 0 times with a remainder of 50.
The next digit of our result is 0. 
Result so far: 10393.81
If we take 0 away from 50, we end up with 50.
Since there are no more digits in the dividend, we add a zero to the remainder making it 500, and continue the process.

Going ahead to step 10:
95 can be fit into 500 5 times, resulting in a remainder of 25.
The next digit of our result is 5. 
Result so far: 10393.8105
Deduct 475 from 500 and we're left with 25.
Since there are no more digits in the dividend, we add a zero to the remainder making it 250, and continue the process.

Advancing to step 11:
If we divide 250 by 95, we get 2 and a remainder of 60.
Put 2 as the next digit of the answer. 
Result so far: 10393.81052
If we take 190 away from 250, we end up with 60.
Since there are no more digits in the dividend, we add a zero to the remainder making it 600, and continue the process.

Going ahead to step 12:
600 divided by 95 is 6 with a remainder of 30.
The next digit of our result is 6. 
Result so far: 10393.810526
If we subtract 570 from 600, we get 30.
Since there are no more digits in the dividend, we add a zero to the remainder making it 300, and continue the process.

Let's proceed to step 13:
When dividing 300 by 95, we get 3 with a remainder of 15.
Put 3 as the next digit of the answer. 
Result so far: 10393.8105263
If we subtract 285 from 300, we get 15.
Since there are no more digits in the dividend, we add a zero to the remainder making it 150, and continue the process.

Advancing to step 14:
95 goes into 150 1 times with a remainder of 55.
Put 1 as the next digit of the answer. 
Result so far: 10393.81052631
Subtracting 95 from 150 leaves us with 55.
Since there are no more digits in the dividend, we add a zero to the remainder making it 550, and continue the process.

The final result is 10393.81052631 with a remainder of 5.5e-08.