Alright, let's work through 9639 times 9866 step by step
9639 × 9866 = 9866 × (9639)
+ 9866 × 9 resulting in 88794
+ 9866 × 30 what gives us 295980
+ 9866 × 600 that results in 5919600
+ 9866 × 9000 that results in 88794000

= 95098374
