Alright, let's work through 9703 times 3285 step by step
9703 × 3285 = 3285 × (9703)
+ 3285 × 3 which equals 9855
+ 3285 × 00 giving us 0
+ 3285 × 700 that results in 2299500
+ 3285 × 9000 that equals 29565000

= 31874355
