Alright, let's work through 3190 times 6494 step by step
3190 × 6494 = 6494 × (3190)
+ 6494 × 0 that is equal 0
+ 6494 × 90 yielding 584460
+ 6494 × 100 that equals 649400
+ 6494 × 3000 resulting in 19482000

= 20715860
